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Personal finance from around the Web to get your week started:

  • Bank of America today launched a program called Credit Card Clarity Commitment -- what it says is an easy-to-understand list of terms and conditions for each account. [Charlotte Business Journal]
  • A sign of times to come? Not only did shoppers spend less on Black Friday, but also a new survey reports that consumers plan to rely on cash instead of credit during this shopping season. [Reuters/ The New York Times]

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