Personal finance from around the web:
- Need to get a tax question answered by the IRS? The agency answers calls only 71% of the time. And if you're lucky enough to get through, you'll spend an average of 12 minutes on hold. [The Washington Post]
- If your old cell phones, cameras and MP3 players are collecting dust now that Santa brought you the latest gadgets, here's what to do with your castoffs. [MintLife]
- Financial new year's resolutions are the rage for 2010, according to a Fidelity survey. But one blogger argues that it's the "bad guys" -- banks, credit card companies and big employers -- who need to shape up this year. Here are seven new year's resolutions for them. [Fidelity, The Consumer Reporter]
- 2009 was full of travel deals, but this year might not offer as many bargains. These 10 ways to cut your travel costs this year will help. [The New York Times]
- Public sector pensions aren't a bad idea simply because they create fiscal time bombs; they also create incentives for unmotivated employees to stay in their jobs and talented workers to stay out of government service. [Matthew Yglesias]
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