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Personal finance from around the web:

  • Financial new year's resolutions are the rage for 2010, according to a Fidelity survey. But one blogger argues that it's the "bad guys" -- banks, credit card companies and big employers -- who need to shape up this year. Here are seven new year's resolutions for them. [Fidelity, The Consumer Reporter]
  • Public sector pensions aren't a bad idea simply because they create fiscal time bombs; they also create incentives for unmotivated employees to stay in their jobs and talented workers to stay out of government service. [Matthew Yglesias]

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