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title: New research sheds light on the habits of successful savers
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published: '2009-06-04T19:00:44.000Z'
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![New research sheds light on the habits of successful savers](https://money.com/img/logo-social.png)

One of the infinite ways in which you can divide up the world into two types of people is savings behavior. People are either diligent savers or they aren't; likely, you know where you fit in without being told.

But other than the habit of savings, how are savers and spenders different from one another? Recently, I saw some research from HSBC Direct which sheds some light on the subject. In a survey of 1,000 people--two-thirds of whom had household incomes of at least $100,000--the bank found a few interesting differences between the 22% of the population that the bank designates as "active savers" and the not-so-active rest of us. (Click on each of the charts below to see larger-sized versions with more information; in all of them, the red bar signifies active savers while the blue one represents not-so-active ones.)

-   **Active savers start early.** Seventy-three percent of them say that their parents taught them the value of saving money, compared to 56% of the so-so savers.

![](http://content.money.com/wp-content/uploads/2009/06/hsbc-when-learned-to-save12-407x271.jpg)

![](http://content.money.com/wp-content/uploads/2009/06/hsbc-why-save12-407x271.jpg)

![The pearls of Norwalk, C.T. range far from the numerous beaches overlooking the Long Island Sound, community gardens to a very vibrant arts and culture scene.](http://content.money.com/wp-content/uploads/2009/06/hsbc-what-would-improve-finances2-407x271.jpg)
*The pearls of Norwalk, C.T. range far from the numerous beaches overlooking the Long Island Sound, community gardens to a very vibrant arts and culture scene.*

![](http://content.money.com/wp-content/uploads/2009/06/hsbc-saver-lifestyle2-407x271.jpg)

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