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If you're looking for ways to cut your expenses, take a look at Money's September cover story, "Cut Your Spending by $500 a Month." I admit to being a little biased here, as I was one of the contributors to the story.

As such, I can tell you that coming up with money-saving tips that actually work is tough. Not all of my ideas made it into the story. And frankly, not all of them really deserved to. Here are some of my ideas that I or or my editor decided were too silly, stupid or trivial to make the cut. Bear in mind that I actually do all these things.

  • Water down your shampoo. From personal experience, I can tell you that Pert Plus not only lasts longer but works better when it's watered down a bit. I don't know the scientific principle underlying this discovery, but using this tip can save you literally hundreds of cents a year.
  • Stop buying so many shoes. You know who you are. You can only wear one pair at a time, unless you wear them on your hands, too. How many shoes do you need, anyway?
  • Buy pet toys in the human toys department. Pet toys can be ridiculously expensive. Instead of buying a couple of tiny balls for your cat to chase for $3.99, buy ping pong balls for a buck. Or just wad up pieces of paper. Cats don't care. They'll get bored with whatever you buy for them within a few minutes anyway. Ungrateful jerks.

  • Hey, at least none of my tips are quite as stupid as those in this list from Cracked.com. Got your own bad good good bad ideas? Leave a comment and let the rest of us learn about it.