Published: Mar 28, 2025 4 min read
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Owing money to the IRS is stressful, and finding help can be equally overwhelming.With so many tax relief programs, negotiation options and so-called “quick fixes” readily available online, it’s hard to know what offerings to trust. Whatever your situation, understanding your tax relief options is the first step to getting back on track — without sinking deeper into debt.

What is tax debt?

In its simplest form, tax debt is money you owe the government in unpaid taxes. It typically comes from underpaying income taxes, missing payments on an old tax bill or unexpected penalties and interest. Remember, the IRS tracks everything, and tax debt sticks around until you deal with it. If left unpaid it can spiral, and eventually lead to additional fees and collection efforts like wage garnishment or liens on your property.

Sometimes, tax debt happens because of an honest mistake. Maybe you miscalculated, missed a filing deadline or didn’t realize you owed more than you paid. Other times, financial hardship makes it impossible to pay what’s due. The longer tax debt lingers, the harder it can be to resolve.

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How to get out of tax debt

The IRS offers options for people struggling with tax debt, including installment plans, that spread payments over time, and offers in compromise, which may potentially reduce the total amount owed. These programs can help provide relief, but applying isn’t always straightforward. The paperwork is complex and mistakes can lead to delays or rejections.

Tax relief providers like Anthem Tax Services specialize in navigating this process. They negotiate directly with the IRS to help lower your balance, remove penalties or set up a repayment plan that fits your budget. If you’re facing mounting tax debt and don’t know where to start, working with an expert could save you time, stress and money.

Owe money to the IRS? Anthem's tax experts help you tackle IRS debt so you can be stress-free.
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Anthem’s Disclosures:

*Anthem offers a money-back guarantee designed to help you avoid wasting money on ineffective tax services. They will gather as much information from you as necessary and work with tax authorities to give you the best chance of reducing your tax debt. If for any reason that does not work out, and the government notifies them that they refuse to reduce your overall tax liability or monthly payments by any amount, they will refund you the fees you paid for their services in trying to reduce that debt. The Money Back Guarantee does not apply to Bookkeeping and Tax Preparation Services.

California Residents: Pursuant to Section 1798.120 of the California Consumer Privacy Act (CCPA), a consumer shall have the right, at any time, to direct a business that sells personal information about the consumer to third parties not to sell the consumer’s personal information. If you would like to exercise this right, please click the following link: Do Not Sell My Personal Information.