Once your investment portfolio reaches $100,000, it may be an excellent time to explore diversifying your assets in order to potentially reduce risk and maximize your returns.
Below, we explore 5 investment options to consider that could help you maximize the potential of your portfolio and reduce risk.
1.) Make Money on Real Estate Without Dealing with Renters
A REIT (or Real Estate Investment Trust) is a company that invests in income-producing real estate properties on your behalf.
An example of a REIT is Fundrise, an online platform where investors can diversify their portfolios by purchasing shares of relatively low-cost real estate investments without the hassle of renovating, buying, or managing the properties themselves.
Start investing with Fundrise in less than 5 minutes and with as little as $10 by clicking here.
2.) Loan Money to the Government
Put your cash to work in a Treasury Account on Public and get a higher yield than both a traditional and high-yield savings account.** Treasuries (also known as T-bills) are debt securities issued by the U.S. federal government to finance its operations and pay for various initiatives.
Treasury Accounts on Public have no maximums — meaning you can deposit as much as you like to maximize your earning potential. Unlike a high-yield savings account, Treasury earnings are exempt from state and local taxes, which means you also get to keep even more of your earnings.
And, if you need to access your funds, you can sell your treasury at any time — even before maturity. The 26-week T-bill offering in these accounts is currently yielding between 3%-6% when held to maturity.*
Get started putting your cash to work in a treasury account with Public.
3.) Earn 8%-12% Annual Yields on Oil & Gas Bonds
Oil and gas remain in high demand due to the industry’s enormous infrastructural advantage and typically lower costs than other fuel types. Investing in oil and gas bonds can earn you 8%-12% annual yields, and because these bonds are IRA-eligible — they may be a solid way to diversify your retirement funds.
Investing in oil and gas bonds with Phoenix Capital Group — a leader in mineral rights acquisitions — allows you to bypass the banks and middlemen, while earning some of the highest yields on the market today.
If you are an accredited investor interested in earning 8-12% annual yields on oil and gas bonds, click here to share your information and a real Phoenix representative will contact you to answer all of your questions and get you started on your investing journey.
*As of June 7, 2023, Phoenix's popular Reg A+ Bond offering for non-accredited investors is temporarily on hold due to oversubscription. Bond offerings are still available for accredited investors while non-accredited investors are able to join the waitlist, and will be notified as soon as possible.
4.) Safeguard Your Retirement Funds with a Gold IRA
Recently, Gold Individual Retirement Account (IRAs) have been a popular investment option for Americans looking to protect their retirement from inflation during a volatile economy.
Similar to a traditional IRA, a Gold IRA allows you to store physical gold in a tax-deferred account known as a “Self-directed IRA.” This option presents a potential means to preserve your money’s purchasing power from economic downturns and currency devaluations in the long run.
Receive a free information kit and learn how to buy gold through a Gold IRA with a trusted custodian such as Goldco by clicking here.
5.) Invest In Multi-Million Dollar Paintings
Thanks to online platforms like Masterworks, investors can now easily invest in shares of multi-million dollar artworks by iconic artists like Banksy and Picasso. Even better, you don’t need to know anything about art because Masterworks’ industry-leading research team identifies which artists’ markets have the most momentum.
According to Masterworks, the approach is paying off with every exit to date profitable, enabling Masterworks to return over $30 million in total to investors since 2019 – even at times when the S&P 500 was down over 20%. With increased demand, Masterworks has a waitlist but our readers can claim a no-obligation membership today at Masterworks.com.
Click here to get started investing in fine art.
By diversifying your portfolio across different types of investments and asset classes, you can potentially reduce the impact of market volatility and maximize your investment earnings in the long run. It could be beneficial to work with a financial advisor before making any moves to create an investment plan that aligns with your unique goals, risk tolerance, and timeline.
*See important disclosures: masterworks.com/cd
**As of March 24, 2023. Investments in T-bills are not FDIC-insured. No bank guarantee. May lose value.
The information provided on this page is for educational purposes only and is not intended as investment advice.