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Dollar Scholar Asks: Where Should I Keep My Emergency Fund?

By: Julia Glum
Julia Glum, expert in the IRS, taxes, credit scores, saving, colleges, mobile payment apps, and News Editor at Money
Julia Glum
News Editor | Joined February 2018
Julia Glum joined Money in 2018 and specializes in covering financial trends that affect everyday Americans' wallets. She also writes Dollar Scholar, a weekly newsletter that teaches young adults how to navigate the messy world of money.
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Published: Aug 03, 2023 7 min read
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Rangely García for Money

This is an excerpt from Dollar Scholar, the Money newsletter where news editor Julia Glum teaches you the modern money lessons you NEED to know. Don't miss the next issue! Sign up at money.com/subscribe and join our community of 160,000+ Scholars.

Life is full of choices. Here's one I’m currently wrestling with.

Should I switch to oat milk in my coffee?

Alternative milks are everywhere these days, and meanwhile I’m still pouring half and half into my mugs like a nerd. I feel like I’m behind the times, but I’m not totally sold on oat milk actually being healthier than dairy. Plus, don’t I need calcium or something? (Is that for adults or only kids? Please advise.)

And that's not the only major decision I'm weighing at the moment. More importantly...