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Published: Oct 09, 2023 7 min read
Dollar Scholar banner featuring money tip jars
Rangely Garcia for Money

This is an excerpt from Dollar Scholar, the Money newsletter where news editor Julia Glum teaches you the modern money lessons you NEED to know. Don't miss the next issue! Sign up at money.com/subscribe and join our community of 160,000+ Scholars.


In 10th grade, I had this super-harsh history teacher who would grade our essays in purple pen. When she didn’t like something we’d written — not when the facts were wrong, mind you, just when she didn’t jibe with the phrasing — she’d scrawl “AWK” out to the side. (For a 15-year-old aspiring writer, this was a particularly brutal insult.)

Now, as an adult, I swear I can feel Mrs. McDougald’s AWKs hovering over my head any time I’m in an awkward situation — like whenever the barista at my local coffee shop spins the point-of-sale tablet around for a tip.

I freeze every time because I don’t know what the etiquette is for tipping someone who’s doing nothing more than pouring cold brew into a to-go cup and sliding it across the counter. Surely this doesn’t have to be so AWK.

When is it OK not to tip?