Stop asking yourself if you could be saving more money each month. The answer is yes.
If you’d like to stop any wasteful spending and improve your overall financial health, we’re shining a light on potential leaks in your budget that must be plugged in today.
Let’s dive in!
1. Not Protecting your home to avoid costly repair bills
If you have a 6 to 10-year-old (working) appliances — now is a great time to consider buying a home warranty.
Home warranties pay to repair big-ticket appliances like HVAC systems, refrigerators, washer/dryers, etc. Unfortunately, most policies won’t cover claims on appliances that are already broken.
How much does it cost?
2. Not Refinancing your mortgage before interest rates increase
This year was one of the best to refinance your home and save money in the long run. If you have not refinanced yet, you are most likely overpaying your mortgage lender.
There is no reason to the take the risk of interest rates increasing in 2022, especially with the inflation trends going on.
Want to see the latest mortgage rates? Amerisave can help you get pre-qualified in just minutes.
How to get started: Visit Amerisave and click "refinance."
3. Sticking with an old car insurance policy instead of re-shopping
Your current car insurance company has probably increased your rates over the past few years.
Most retired folks are driving less and are experienced drivers, couple this up with no recent accident - which means you are most likely eligible for cheaper coverage.
Typically, re-shopping and switching providers can save you hundreds on your premium. Re-shopping doesn’t cost anything, so what do you have to lose?
Progressive offers some of the widest-ranging discounts like bundling, multi-vehicle, and teen driver.
Click here and enter your zip code, age range, and answer whether you currently own a home and have insurance to get a quick quote.