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You may receive stock options or shares of restricted stocks as a part of your pay package. Good for you! Just don’t allow your company’s stock to become the cornerstone of your retirement savings.

Holding a lot of your assets in a single stock is risky. Concentrating in your employer’s stock is even riskier. You’re already invested in your employer’s success by virtue of claiming your paycheck. Now, if they go under, you lose your paycheck and a big chunk of your savings to boot.