---
title: How Much Should I Hold in Company Stock?
description: Don’t allow company to become the cornerstone of your retirement savings. Holding a lot of your assets in a single stock is risky.
authors:
  - name: timestaff
    url: https://money.com/author/timestaff/
    articles: 459
    covers:
      - Investing
      - Banking
      - Career Advice
      - Credit
      - Credit Cards
      - Housing
      - Identity Theft
      - Insurance
      - Lifestyle
      - Loans
      - Mortgages
      - Personal Finance
      - Professional Services
      - Retirement
      - Shopping
      - Taxes
    former_staff: true
published: '2014-05-27T14:02:34.000Z'
modified: '2024-04-14T08:55:03.000Z'
section: Investing
tags:
  - company stock
  - compensation
  - diversify
  - Investing
  - investment
  - pay package
  - Paycheck
  - stocks
canonical: https://money.com/collection-post/how-much-company-stock-should-i-hold/
type: Article
source: structured-blocks
---

> **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/).

![How Much Should I Hold in Company Stock?](https://money.com/img/logo-social.png)

You may receive stock options or shares of restricted stocks as a part of your pay package. Good for you! Just don’t allow your company’s stock to become the cornerstone of your retirement savings.

Holding a lot of your assets [in a single stock](https://money.com/collection-post/what-is-a-stock/) is risky. Concentrating in your [employer’s stock](https://money.com/collection-post/how-much-company-stock-should-i-hold/) is even riskier. You’re already invested in your employer’s success by virtue of claiming your paycheck. Now, if they go under, you lose your paycheck and a big chunk of your savings to boot.

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "BreadcrumbList",
      "@id": "https://money.com/collection-post/how-much-company-stock-should-i-hold/#breadcrumb",
      "itemListElement": [
        {
          "@type": "ListItem",
          "position": 1,
          "name": "Home",
          "item": "https://money.com"
        },
        {
          "@type": "ListItem",
          "position": 2,
          "name": "Investing",
          "item": "https://money.com/investing/"
        },
        {
          "@type": "ListItem",
          "position": 3,
          "name": "Portfolio Management",
          "item": "https://money.com/portfolio-management/"
        },
        {
          "@type": "ListItem",
          "position": 4,
          "name": "How Much Should I Hold in Company Stock?"
        }
      ]
    },
    {
      "@type": "WebSite",
      "@id": "https://money.com/#website",
      "url": "https://money.com",
      "name": "Money",
      "publisher": {
        "@id": "https://money.com/#organization"
      }
    },
    {
      "@type": "WebPage",
      "@id": "https://money.com/collection-post/how-much-company-stock-should-i-hold/#webpage",
      "url": "https://money.com/collection-post/how-much-company-stock-should-i-hold/",
      "name": "How Much Should I Hold in Company Stock?",
      "isPartOf": {
        "@id": "https://money.com/#website"
      },
      "datePublished": "2014-05-27T14:02:34.000Z",
      "mainEntity": {
        "@id": "https://money.com/collection-post/how-much-company-stock-should-i-hold/"
      },
      "inLanguage": "en-US",
      "breadcrumb": {
        "@id": "https://money.com/collection-post/how-much-company-stock-should-i-hold/#breadcrumb"
      },
      "dateModified": "2024-04-14T08:55:03.000Z"
    },
    {
      "@type": "Article",
      "headline": "How Much Should I Hold in Company Stock?",
      "articleSection": "Investing",
      "image": [
        {
          "@type": "ImageObject",
          "url": "https://money.com/img/logo-social.png",
          "width": 300,
          "height": 300
        }
      ],
      "author": [
        {
          "@type": "Person",
          "name": "timestaff",
          "url": "https://money.com/author/timestaff/",
          "@id": "https://money.com/author/timestaff/#author"
        }
      ],
      "publisher": "https://money.com/#organization",
      "datePublished": "2014-05-27T14:02:34.000Z",
      "description": "Don’t allow company to become the cornerstone of your retirement savings. Holding a lot of your assets in a single stock is risky.",
      "abstract": "Don’t allow company to become the cornerstone of your retirement savings. Holding a lot of your assets in a single stock is risky.",
      "@id": "https://money.com/collection-post/how-much-company-stock-should-i-hold/",
      "inLanguage": "en-US",
      "dateModified": "2024-04-14T08:55:03.000Z",
      "keywords": [
        "company stock",
        "compensation",
        "diversify",
        "Investing",
        "investment",
        "pay package",
        "Paycheck",
        "stocks"
      ],
      "about": [
        {
          "@type": "Thing",
          "name": "Investment",
          "sameAs": [
            "https://en.wikipedia.org/wiki/Investment"
          ]
        },
        {
          "@type": "Thing",
          "name": "Portfolio management",
          "sameAs": [
            "https://en.wikipedia.org/wiki/Portfolio_management"
          ]
        }
      ]
    }
  ]
}
```