The Simple Reason Why You Need to Invest

Living paycheck to paycheck won't allow you to retire comfortably, if you can retire at all. So instead of spending your excess cash—or even depositing it in a bank account—consider investing it for retirement.

According to this team of financial experts, investing can preserve your spending power in the years to come, and allow you to enjoy a long, stress-free retirement.

"It's hard to keep up with inflation by just putting money into savings accounts," says Gail Linn of Metlife Financial Group of New York.

Because while a dream-fulfilling second act career later in life might sound appealing, you don't want to have to work through retirement.

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