--- title: It Costs More to Send Your Kid to Day Care Than to College description: Our nation's "fragmented childcare system" means affordable daycare is hard to come by in most states. authors: - name: Kristen Bahler role: Managing Editor url: https://money.com/author/kristen-bahler/ bio: Kristen Bahler has spent more than a decade turning culture, work and consumer spending trends into conversation-driving stories. Today, she leads Money's sponsored content channel and reader-favorite franchises like Best Places to Live and Best Places to Travel. education: Northeastern University, MA Journalism at_money_since: 2016 articles: 52 covers: - Education - Banking - Business - Career Advice - Credit - Credit Cards - Economy and Politics - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Pets - Professional Services - Retirement - Shopping - Taxes - Technology social: - https://www.linkedin.com/in/kristen-bahler/ published: '2016-09-29T13:06:18.000Z' modified: '2016-09-29T13:06:18.000Z' section: Education tags: - childcare - Kids and Money - pubdesk word_count: 321 canonical: https://money.com/daycare-college-cost-comparison/ type: Article source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Three little children playing together](https://img.money.com/2016/09/gettyimages-135560147.jpg) The soaring costs of child care have scored a starring role on the campaign trail, with [both](https://money.com/clinton-child-care-plan/?iid=sr-link1) [candidates](https://money.com/donald-trump-childcare-tax-deduction-proposal/?iid=sr-link1) offering up ways to lower expenses for parents of young children. A new study shows exactly why this is a hot-button issue. According to a [repor](https://www.newamerica.org/in-depth/care-report/introduction/)t from the think tank New America, the average cost of full-time daycare for kids four and under has reached $9,589 a year — surpassing the average cost of in-state college tuition, which runs about $9,410. Our nation's "fragmented childcare system" is to blame, the study alleges, as affordable daycare is hard to come by in most states. Under the current system, a family earning at the median household income would need to spend 18% of its income to cover the cost of full time in-center daycare for one child. Nannies are even more expensive: The average cost of full-time care using an in-home caregiver, is $28,353 a year — which is equal to 53% of the U.S. median household income (and 188% of income for a minimum wage earner). New America paired with Care.com— an online service that links babysitters and other caregivers to families that need their services —to survey more than 15,000 households with children under 18 in every state. The study examined in and out-of-home daycare, and found that "families, providers, and policymakers in every state make difficult compromises that often shape family decisions and can determine the course of children’s futures." > " .. An effective system should be built on three pillars: affordable cost, high quality, and easy availability," the study's authors note. "The short version, then, is that the Care Index found that the early care and learning system isn’t working. For anyone." The report proposes "systematic change" to bring quality care to American households. Specific proposals include: - Universal paid family leave - Expanding and improving cash assistance programs - Implementing high quality universal pre-K programs - Focusing resources on programs aimed at dual-language learners ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/daycare-college-cost-comparison/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Education", "item": "https://money.com/education/" }, { "@type": "ListItem", "position": 3, "name": "Paying for College", "item": "https://money.com/paying-for-college/" }, { "@type": "ListItem", "position": 4, "name": "It Costs More to Send Your Kid to Day Care Than to College" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/daycare-college-cost-comparison/#webpage", "url": "https://money.com/daycare-college-cost-comparison/", "name": "It Costs More to Send Your Kid to Day Care Than to College", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2016-09-29T13:06:18.000Z", "mainEntity": { "@id": "https://money.com/daycare-college-cost-comparison/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/daycare-college-cost-comparison/#breadcrumb" }, "dateModified": "2016-09-29T13:06:18.000Z" }, { "@type": "Article", "headline": "It Costs More to Send Your Kid to Day Care Than to College", "articleSection": "Education", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2016/09/gettyimages-135560147.jpg", "width": 4368, "height": 2912, "caption": "Three little children playing together" } ], "author": [ { "@type": "Person", "name": "Kristen Bahler", "url": "https://money.com/author/kristen-bahler/", "@id": "https://money.com/author/kristen-bahler/#author", "description": "Kristen Bahler has spent more than a decade turning culture, work and consumer spending trends into conversation-driving stories. 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