Free Tax Filing That’s Really Free – Chime’s Got You

4 min read
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- Courtesy of Chime
Courtesy of Chime

You’ve probably heard stories of free-filing tax services being not-so-free. They hook you in with that promise, and then unexpected fees and costs are sprung as you go through the process. And these unexpected fees can cost hundreds of dollars.

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If you’re looking for an alternative that is fee-free, we suggest checking out filing your taxes through Chime. When you file through Chime, you can file your federal and state taxes without spending a dime—no fees to file, no upsells, no surprises.

All Chime members have access to free filing through the app (it’s free to sign up!). Simply, import your W-2s to pre-fill past information, and follow step-by-step instructions to file 7x faster than the national average.* Members can typically file in under 24 minutes.

Some other highlights that make in-app tax filing through Chime a great choice:

Sign up for Chime today and file your taxes for free in just minutes.

Your max refund is waiting.
It’s 100% free to file through Chime. No fees for both state or federal. No upsells. No, really. Just click on your state to get started.
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Sponsored by Chime Financial, Inc.

Chime’s Disclaimers & Disclosures:

These tax filing offers are not endorsed or offered by Chime partners, The Bancorp Bank, N.A. or Stride Bank, N.A.
Tax e-file services provided by April Tax Solutions Inc. (“april”) or Column Tax, Inc. (“Column Tax”).

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

**Maximum refund guarantee is provided by april. If you use april's service to prepare and file your return and you find an error in the tax preparation that entitles you to a larger refund (or smaller liability), you may use their service to amend that return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences or inaccuracies in data supplied by you, your choice not to claim a deduction or credit, positions taken on your return that are contrary to law, or changes in federal or state tax laws. See here for details. If you use Column Tax’s service, Column Tax will reimburse you for up to $250 if you are able to pay less federal or state income tax or receive a larger federal or state income tax return by using another tax return preparation provider. Eligibility requirements apply. See april's Terms of Use for details.

***Chime does not guarantee timing of refund. Five day refund estimate is based on 2024 tax year filing data. Refund timing estimates are dependent upon timing of complete tax return submission and when the IRS submits your refund.