The Money New Year's Resolution Generator

A new year's resolution is only as good as your ability to keep it. So with that in mind, Money created what we're calling the customized Resolution Generator for 2016. By answering a series of simple questions, you can zero in on the goals that are most meaningful to you—and therefore the ones you're most likely to stick with. Then, once you've committed to a resolution, the tool offers concrete tips and advice to help make it happen.

We hope you'll have fun using it, but there's a serious benefit too. A recent Fidelity study found that people who made resolutions at the start of 2015 ended the year in better financial shape—more secure, in less debt, and more optimistic about their prospects for the future—than those who didn't.

To get started, just click on the boxes below. And have a happy, healthy, and prosperous New Year!