We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. Learn more.

When personal finance journalist Jane Bryant Quinn was in her 20s, she didn't think she could save for retirement because she was living paycheck-to-paycheck. Then Jane, author of How to Make Your Money Last: The Indispensable Retirement Guide, got some good advice from a colleague, who told her to just start saving. So she had money automatically deducted from her paycheck and deposited into her company's retirement savings plan. She was still living paycheck-to-paycheck, but she was saving for retirement, too. She didn't miss the money. And that leads her to the best financial advice she would give someone today.