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Published: Jun 17, 2020 11 min read
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Planning a summer vacation is more complicated than usual this year, thanks to the coronavirus. Unfortunately, one of the ways to relieve vacation-related anxiety — buying travel insurance — has also become more complicated as skittish insurers pull back from the market.

Ready for the good news? It’s still easy to get insurance that protects your trip, including some that comes for free through one of the credit cards in your wallet. Also, spurred by consumer uncertainty, cancellation policies have been relaxed, reducing the potential need to insure your trip at all. Most notably, the major airlines are waiving change fees on tickets bought before June 30.

Here’s what you need to know about protecting the cost of your summer trip, by making the most of insurance, cancellation policies, and more.

Insurance still covers you if you catch the virus

Technically, under many travel-insurance policies, falling victim to a pandemic qualifies as a “foreseeable event,” with its consequences not covered under the policies. However, most of our best travel insurance companies are waiving that technicality. If you get sick with the coronavirus, then, you’re generally still covered under standard policies. And that holds if you catch the virus before departure or during the trip, provided you purchased the necessary coverage.