We Asked ChatGPT and Gemini Which Stocks to Buy for November

AI use cases now run the gamut. From early cancer detection and digital companionship to helping frustrated readers find Waldo, there seems to be an implementation for every aspect of life. That's true for money management, too.

While the efficacy of AI stock-picking remains a subject of debate, there is no denying that the technology's applications in personal finance and investing are increasingly popular. Dozens of apps and websites offer AI stock advice, and even more aim to help users improve their financial skills.

Accordingly, Money decided to tap into those platforms to see which stocks — and the sectors in which they operate — are being recommended by AI right now. Going one step further, we conducted our own research to determine whether any trends or notable takeaways could be gleaned from those suggestions (and then theoretically applied to retail investors' portfolios).

Here are some stocks that AI says could outperform the market in November.

AI's stock picks target tech earnings and gold's pullback

Third-quarter earnings season peaks in early November, and the market has shown signs of optimism, with the three major indices all setting record highs the last week of October. Supporting that momentum was another rate cut from the Federal Reserve.

That positive sentiment was reflected by ChatGPT's stock picks for November, all of which are members of the Magnificent Seven. The AI tool leaned into Wall Street analysts' expectations of strong tech earnings and chose Nvidia, Microsoft and Apple — the three largest publicly traded companies by market cap.

Nvidia in particular is enjoying momentum, as the chipmaker just became the first company to ever amass a $5 trillion market cap. The company is expected to report third-quarter earnings on Nov. 19, which could serve as a tailwind. ChatGPT noted that the Microsoft Ignite 2025 conference, which is scheduled for Nov. 18–21, could spark bullish price action around the company's product and AI announcements.

Two of Gemini's three picks also echoed heightened expectations from tech, with the AI choosing Microsoft and Google-parent company Alphabet. But its third pick — drugmaker Eli Lilly, of Prozac, Cialis and Zepbound fame — has struggled this year. However, the Big Pharma stock is in the midst of a rally that began on Aug. 8 and has finally pulled shares into the green on the year.

Gemini specifically cited Eli Lilly's significant year-over-year revenue gains and noted that analyst sentiment and the company's forward guidance are both positive. The company reported strong earnings on Thursday, beating analysts' expectations of both earnings and revenue, which could help carry the stock's momentum into November.

Danelfin, on the other hand, went in the entirely opposite direction from ChatGPT and Gemini.

After setting another record high, gold has pulled back notably since Oct. 20. Between investors taking profits after this year's record run-up in price and renewed optimism over U.S.-China trade negotiations, the precious metal is trading 8.72% lower. At the same time, silver — which tends to follow gold's price action — has entered correction territory, having fallen 10.75% from its record high.

As a result, Danelfin went all in on mining stocks. Its choices of Fortuna Mining, First Majestic Silver and Newmont — the world's largest gold mining company — each receive a proprietary AI Score of 10 out of 10 from the AI stock-picking platform. If precious metal miners can find a short-term bottom after giving back some of their recent gains, Danelfin's three picks could find support and head higher over the next month.

How AI's picks performed in October

October is historically a volatile month for the market. That was on display this year between the ongoing government shutdown, another rate cut from the Federal Reserve and inflation creeping up to 3%. The market acted accordingly, at one point pulling back nearly 3% before rallying through the end of the month.

Hindsight is 20/20, but backtesting AI's stock picks from last month can provide clues about its predictive abilities going forward. By the end of October, the S&P 500 finished with a 2.27% gain — the benchmark that the stocks chosen by AI would have to outperform in our experiment.

None of Gemini's three picks succeeded to that end. Diamondback Energy — the only of its picks to post a gain — finished the month up 0.43%. Despite being up 5.67% going into the final week of October, Microsoft sold off after reporting third-quarter earnings and finished down 0.06%. Its third pick, AppLovin, posted a loss of 11.41% on the month.

All of ChatGPT's picks were mega-cap tech stocks, with two out of three handily outperforming the market. Microsoft came up short, but Nvidia and Broadcom posted gains of 9.28% and 12.18%, respectively.

Two of Danelfin's three picks — Nokia and Ericsson — trounced the S&P 500 with returns of 43.66% and 22.31%, respectively, last month. Meanwhile, 2025's biggest Magnificent Seven disappointment, Amazon, outperformed the benchmark with a gain of 11.98% after its stock surged in the wake of its third-quarter earnings call.

(Note: Danelfin's AI aims to outperform the market over 90 days, so there is no guarantee that the stocks it recommends will outpace the S&P 500 in the any given month.)

Overall, 5 out of the 9 stocks chosen by AI outpaced the market in October, with the largest gains coming from Danelfin's two European telecom picks. That follows September's success when all but one of Gemini's picks for the month outperformed the index.

As the calendar turns to November — historically one of the better-performing months for the market — we'll see again in a month's time whether AI's stock picks can best the S&P 500.

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