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Published: Dec 1, 2025 2:14 p.m. EST 8 min read

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Photo Illustration of a hand holding a smart phone asking AI Technology for help, with a stock chart in the background
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AI use cases now run the gamut. From early cancer detection and digital companionship to helping frustrated readers find Waldo, there seems to be an implementation for every aspect of life. That's true for money management, too.

While the efficacy of AI stock-picking remains a subject of debate, there is no denying that the technology's applications in personal finance and investing are increasingly popular. Dozens of apps and websites offer AI stock advice, and even more aim to help users improve their financial skills.

Accordingly, Money decided to tap into those platforms to see which stocks — and the sectors in which they operate — are being recommended by AI right now. Going one step further, we conducted our own research to determine whether any trends or notable takeaways could be gleaned from those suggestions (and then theoretically applied to retail investors' portfolios).

Here are some stocks that AI says could outperform the market in December.

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AI's December picks reflect seasonality and the ongoing AI trend

December marks the end of third-quarter earnings season. It's also usually one of the best-performing months of the year for stocks as the market enjoys a boon from holiday spending and, in 79% of the years since 1950, a Santa Claus rally.

After two of ChatGPT's picks from last month, Nvidia and Microsoft, failed to outperform the S&P 500, the AI is sticking with them. ChatGPT cites how "high year-end demand from cloud providers and data centers" has the potential to boost sentiment for semiconductor stocks, including Nvidia. Its Microsoft pick hinges on high-quality mega-cap companies being historically resilient during market volatility, which "often attracts institutional [inflows] in December."

For its last selection, ChatGPT went with another semiconductor stock in Advanced Micro Devices, highlighting how the company could see "strong seasonal demand for [its] gaming/PC hardware going into the holidays."

Gemini also stuck with a pick from last month in Google parent Alphabet, which easily outperformed the market last month. It noted that "the recent successful launch of its upgraded Gemini AI model has ignited strong investor enthusiasm, driving the stock higher and leading to price target hikes."

The AI platform's other two choices — Broadcom and Amazon — demonstrate a trust in the year-end performances of mega-cap companies. Broadcom is fresh off its all-time high share price, with Gemini suggesting that the company's role in the AI supply chain coupled with a strong buy rating "positions it perfectly to ride the current wave of AI spending." After reporting third-quarter financials that beat analysts' expectations, Amazon hit its 52-week high on Nov. 3. Since then, the stock is down 7.49%, but Gemini calls Amazon "the primary beneficiary of the December holiday shopping season."

In a continuation of its theme from last month, one of Danelfin's three picks — all of which received a proprietary AI score of 10 — was in precious metals. The platform's choice of First Majestic Silver Corporation, a Canadian company with operations in Mexico and the U.S., takes aim at one of the top-performing commodities of 2025. While gold has posted an impressive year-to-date gain of 61.64%, it's been overshadowed by silver's gain of 102.85%, which helped the precious metal hit its all-time high on Dec. 1.

Danelfin also chose Rocket Lab, an aerospace manufacturer and launch service provider. The stock is up nearly 65% this year but has retraced 40% after hitting its all-time high in mid-October, indicating that Danelfin identified the stock as a buy-the-dip candidate.

Its third pick, Arista Networks, leaned into the AI trade. The company, which provides cloud computing services for data center clients, is up 15.33% this year. That has trailed the S&P 500, but like with Rocket Lab, Danelfin likely expects a rebound after shares of Arista lost more than 20% after hitting its all-time high on Oct. 29.

How AI's picks performed in November

Following a volatile October, November delivered more of the same. A tech sell-off that began on Oct. 29 spilled over into the broad market before stocks bottomed on Nov. 20. During that period, the Nasdaq flirted with a correction, pulling back by nearly 8% before rallying into Thanksgiving on optimism about record-high holiday spending.

By the end of the month, the S&P 500 recovered most of its losses but finished down 0.04% — the benchmark that the stocks chosen by AI would have to outperform in our experiment.

November saw a continuation of third-quarter earnings season, which provided some bright spots. The market's rebound took root after Nvidia reported on Nov. 19, with earnings and revenue exceeding analysts' expectations. But that wasn't enough to help two of ChatGPT's three picks, all of which were Magnificent Seven companies. Nvidia and Microsoft lost 14.44% and 4.84%, respectively, but Apple posted a gain of 3.64%.

Gemini also chose Microsoft, but its other two picks — Alphabet and Prozac-, Cialis- and Zepbound-maker Eli Lilly — handily outperformed the market. Alphabet gained 12.67% as it nears the $4 trillion market cap club, and Eli Lilly gained 19.96% as the health care sector posted the top performance of all 11 S&P 500 sectors over the past month.

Danelfin's three picks in November all banked on gold rebounding after the precious metal pulled back more than 8% at the end of October. Its choices of Fortuna Mining, First Majestic Silver and Newmont — the world's largest gold mining company — each received a proprietary AI Score of 10 out of 10 from the AI stock-picking platform. All three of those picks delivered, with gains of 23.11%, 21.65% and 11.16%, respectively.

(Note: Danelfin's AI aims to outperform the market over 90 days, so there is no guarantee that the stocks it recommends will outpace the S&P 500 any given month.)

Overall, 6 out of the 9 stocks chosen by AI outpaced the market in November, with the largest gains coming from Gemini's choice of Alphabet and Eli Lilly.

As the calendar turns to December — which is tied with April for the best-performing month of the year for the market since 1945 — we'll see again in a month's time whether AI's stock picks can best the S&P 500.

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