Whether you seek the freedom to use any ATM in the world—sans fees—or you want the most convenient branch hours; whether you want industry-beating interest rates or a mobile app that makes life easy, Money’s 2015 survey of America’s biggest banks has turned up great options for you. These 17 banks offer something for everyone.
Best Big Bank: TD Bank
Why it’s a winner: Reimburses all out-of-network ATM fees, conveniently long opening hours. Read all about TD Bank.
Best Online Bank: Ally
Why it’s a winner: Peer-beating interest on savings, $10 per month in out-of-network ATM fee reimbursements. Read all about Ally.
Best Mobile App: BBVA Compass
Why it’s a winner: Full suite of features and an intuitive interface. Read all about BBVA Compass.
Best Stand-Alone Checking Account (tie): BofI Rewards
Why it’s a winner: Out-of-network ATM fees reimbursed, can earn up to 1.25% interest. Read all about BofI.
Best Stand-Alone Checking Account (tie): Aspiration Summit
Why it’s a winner: Unlimited out-of-network ATM fee reimbursements worldwide, 1% interest with a $2,500 (or higher) deposit. Read all about Aspiration.
Best Stand-Alone Checking Account for Travelers: Schwab High Yield Investor
Why it’s a winner: Unlimited out-of-network ATM fee reimbursements worldwide. Read all about Schwab.
Best Business Checking Account: Capital One Spark Business Unlimited
Why it’s a winner: Unlimited free transactions, high cash deposit limit. Read all about Capital One.
Best Stand-Alone Savings Account: MySavingsDirect High Interest
Why it’s a winner: No account minimum, peer-beating 1.1% interest rate. Read all about MySavingsDirect.
Best Stand-Alone One-Year CD Account: CIT Bank Term
Why it’s a winner: Relatively low account minimum, industry-topping 1.3% interest rate. Read all about CIT.
Best Midwest Bank: FirstMerit
Why it’s a winner: Above-average yield on checking, discounts on HELOCs and personal loans. Read all about FirstMerit.
Best Northeast Bank: First Niagara
Why it’s a winner: Reimburses all out-of-network ATM fees in the U.S. and Canada. Read all about First Niagara.
Best Southeast & Southwest Bank: First Citizens
Why it’s a winner: Broad geographic footprint, and checking customers with a Premier account get a discount on HELOCs. Read all about First Citizens.
Best South & West Bank: BBVA Compass
Why it’s a winner: Money market account offers more than 1% interest, checking account reimburses up to two third-party out-of-network ATM fees per month. Read all about BBVA Compass.
Best Bank in Multiple Regions: Capital One
Why it’s a winner: Checking account interest rate that’s double the average, reimburses up to $15 monthly for out-of-network ATM fees. Read all about Capital One.
Biggest Footprint: Wells Fargo
Why it’s a winner: 6,200 locations in 39 states. Read all about Wells Fargo.
Best Branch Hours: Huntington
Why it’s a winner: Open 68 hours per week, including 13 on weekends. Read all about Huntington.
Most ATMS: Chase
Why it’s a winner: 18,468 bank-branded ATMs. Read all about Chase.