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Capital One Spark Business Unlimited Checking

Published: Oct 23, 2014

Best for: Established Businesses

Branches: 900 in eight states and D.C.

Account terms:

  • Maintenance fee: $35
  • Minimum balance to avoid fee: $25,000
  • ATM fee: $2
  • Free transactions: unlimited
  • Cash deposit limit: $40,000

Why it’s a winner: Unlimited free transactions and a very high free cash ­deposit limit make this a good choice for businesses that take in and pay out a lot of money.

Caveats: The minimum balance required is high. Also, the account is meant for businesses that deposit less than $40,000 a month. If you deposit more, you’ll be moved to another account.