---
title: 'West/Midwest: TCF'
description: 'Branches: 381 in Arizona, Colorado, Illinois, Indiana, Michigan, Minnesota, South Dakota, and Wisconsin Why it’s a winner: The rate on higher savings balances bested all…'
authors:
  - name: lauragoldstein2014
    url: https://money.com/author/lauragoldstein2014/
    at_money_since: 2014
    articles: 5
    covers:
      - Personal Finance
      - Retirement
    former_staff: true
published: '2014-10-28T17:00:26.000Z'
modified: '2024-05-07T08:57:54.000Z'
section: Family Finance
canonical: https://money.com/collection-post/westmidwest-tcf/
type: Article
source: structured-blocks
---

> **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/).

![West/Midwest: TCF](https://money.com/img/logo-social.png)

**Branches:** 381 in Arizona, Colorado, Illinois, Indiana, Michigan, Minnesota, South Dakota, and Wisconsin

**Why it’s a winner:** The rate on higher savings balances bested all banks surveyed. Meanwhile, Premier Checking pays a little interest, with a lower-than-average minimum; and TCF has no-minimum, no-fee checking as well. TCF also had the longest hours of all banks surveyed—73 per week and 18 on the weekend (vs. averages of 50 and 6, respectively).

**Caveat:** Competitor FirstMerit, which operates in some of the same states, has checking with better perks: $0 ATM fee and 0.10% yield on up to $10,000. But that account has a much higher $5,000 minimum.

**Standout Accounts:**

***[TCF Premier Checking](https://www.tcfbank.com/account_checking_tcf-premier-checking.aspx)***

-   **Maintenance fee:** $15
-   **Minimum balance to waive fee:** $2,500
-   **ATM fee:** two free per statement cycle, then $3
-   **Interest on $2,500:** 0.03%

*[**TCF Premier Money Market**](https://www.tcfbank.com/account_savings_tcf-premier-money-market.aspx)*

-   **Maintenance fee:** $10
-   **Minimum balance to waive fee:** $1,000
-   **Interest on …  
    ****$2,500:** 0.10%  
    **$10,000:** 1.09%  
    **$25,000:** 1.09%

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "WebSite",
      "@id": "https://money.com/#website",
      "url": "https://money.com",
      "name": "Money",
      "publisher": {
        "@id": "https://money.com/#organization"
      }
    },
    {
      "@type": "WebPage",
      "@id": "https://money.com/collection-post/westmidwest-tcf/#webpage",
      "url": "https://money.com/collection-post/westmidwest-tcf/",
      "name": "West/Midwest: TCF",
      "isPartOf": {
        "@id": "https://money.com/#website"
      },
      "datePublished": "2014-10-28T17:00:26.000Z",
      "mainEntity": {
        "@id": "https://money.com/collection-post/westmidwest-tcf/"
      },
      "inLanguage": "en-US",
      "dateModified": "2024-05-07T08:57:54.000Z"
    },
    {
      "@type": "Article",
      "headline": "West/Midwest: TCF",
      "articleSection": "Family Finance",
      "image": [
        {
          "@type": "ImageObject",
          "url": "https://money.com/img/logo-social.png",
          "width": 300,
          "height": 300
        }
      ],
      "author": [
        {
          "@type": "Person",
          "name": "lauragoldstein2014",
          "url": "https://money.com/author/lauragoldstein2014/",
          "@id": "https://money.com/author/lauragoldstein2014/#author"
        }
      ],
      "publisher": "https://money.com/#organization",
      "datePublished": "2014-10-28T17:00:26.000Z",
      "description": "Branches: 381 in Arizona, Colorado, Illinois, Indiana, Michigan, Minnesota, South Dakota, and Wisconsin Why it’s a winner: The rate on higher savings balances bested all…",
      "abstract": "Branches: 381 in Arizona, Colorado, Illinois, Indiana, Michigan, Minnesota, South Dakota, and Wisconsin Why it’s a winner: The rate on higher savings balances bested all…",
      "@id": "https://money.com/collection-post/westmidwest-tcf/",
      "inLanguage": "en-US",
      "dateModified": "2024-05-07T08:57:54.000Z"
    }
  ]
}
```