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    • Popular
      • Best Mortgage Lenders
        Independently researched and ranked mortgage lenders.
      • Current Mortgage Rates
        Up-to-date mortgage rate data based on originated loans.
      • Historical Mortgage Rates
        A collection of day-by-day rates and analysis.
      • Mortgage Calculator
        Found a home you like? Calculate your monthly payment here.
      • First Time Homebuyer's Challenge
        Fast-track your home purchase with this Money challenge.
      • Best Places to Live
        From suburbs to small towns, these are the 50 Best Places to Live.
    • Money's Top Picks
      • Best Mortgage Lenders
      • Best Mortgage Refinance Lenders
      • Best VA Loan Lenders
      • Best Online Mortgage Lenders
      • Best Jumbo Mortgage Loan Lenders
    • Calculators
      • Mortgage Calculator
      • Mortgage Refinance Calculator
      • Home Affordability Calculator
      • Debt-To-Income Ratio Calculator
    • Lenders by State
      • CA
      • WA
    • Guides
      • First Time Homebuyer's Challenge
      • What Is A Reverse Mortgage?
      • How To: Get Pre-Approved For A Home Loan
      • First Time Homebuyer Checklist
      • Understanding Mortgage Rates
    • FAQs
      • When Is The Best Time To Refinance?
      • Is Now A Good Time To Refinance?
    • Auto Insurance
      • Best Car Insurance Companies
        We break down rates, deductibles, policy info, and reviews.
      • Best Cheap Car Insurance
      • Save On Car Insurance During Coronavirus
    • Home Insurance
      • Best Home Insurance Companies
        We analyzed over 400 data points to determine our winners.
      • Best Renters Insurance
      • What Does Home Insurance Cover?
    • Life Insurance
      • Best Life Insurance Companies
        Our picks are based on common life insurance needs.
      • What is Life Insurance?
      • What Is Term Life Insurance?
      • What Is Whole Life Insurance?
      • What Is Universal Life Insurance?
      • What Is Senior Life Insurance?
      • What Is No-Exam Life Insurance?
    • Pet Insurance
      • Best Pet Insurance Companies
        Get transparent information on what to expect with each pet insurance company.
      • Healthy Paws Review
      • ASPCA Review
      • Embrace Review
      • Lemonade Review
      • Figo Review
      • Nationwide Review
      • Trupanion Review
      • Pets Best Review
      • Pumpkin Review
      • How Much Does Pet Insurance Cost?
      • What Does Pet Insurance Cover?
    • And More
      • Best Dental Insurance Plans
      • Best Travel Insurance
      • Best RV Insurance
      • Best Motorcycle Insurance
      • Best Boat Insurance
      • Best Business Insurance
      • Best Wedding Insurance
    • Money's Top Picks
      • Best Credit Cards
        Cash back or travel rewards, we have a credit card that's right for you.
      • Best Identity Theft Protection
      • Best Credit Repair
    • Best Cards by Type
      • Best Cash Back Credit Cards
      • Best Balance Transfer Cards
      • Best Travel Credit Cards
      • Best Credit Cards For Bad Credit
      • Best Credit Card Deals
      • Best Rewards Credit Cards
    • Guides
      • How To Build Credit
      • How To Repair Bad Credit
      • How To Remove Items From Your Credit Report
      • How To Boost Your Credit Card Approval Odds
      • What Is A Balance Transfer?
    • Money's Top Picks
      • Best Personal Loans
        Over 170 hours of research determined the best personal loan lenders.
      • Best Student Loans
      • Best Student Loan Refinance
      • Best Loans For Bad Credit
      • Best Home Equity Loans
      • Best Small Business Loans
      • Best Auto Refinance Companies
      • Best Debt Consolidation Loans
    • Guides
      • How To Pay For College
      • How To Get a Student Loan
      • How To Get a Personal Loan
      • How To Get a Small Business Loan
      • How To Get a Home Equity Loan
      • How To Get a Car Loan
      • How To Get a Home Improvement Loan
      • What is Debt Consolidation?
      • How To Pay Off Debt
    • Cryptocurrency
      • Best Crypto Exchanges
      • Best Crypto Wallets
    • Money's Top Picks
      • Best CD Rates
        Before you make your first deposit, find the CD that's right for your needs.
      • Best Checking Accounts
      • Best Savings Accounts
      • Best High-Yield Savings Accounts
      • Best Online Stock Trading
      • Best Business Checking Accounts
    • Guides
      • How To Save Money
      • How To Buy Stocks
      • How To Buy Gold
      • How To Pick A Financial Advisor
      • Roth IRAs Guide
      • What Is A 401K?
      • What Is A High-Yield CD?
    • FAQs
      • How Much Should You Save For Retirement?
    • Guides
      • How Much Is Invisalign
      • Amazon Prime Day Guide
      • Best Job Posting Sites For Employers
      • How To Buy An Engagement Ring
      • The Best Face Masks for Coronavirus
      • Which Stores Require Face Masks?
    • Money's Best
      • For the Home
        • Home Warranties
        • Home Security Systems
        • Antivirus Software
        • VPN
        • Smart Thermostats
        • Smart Home Devices
        • Washers & Dryers
        • Dishwashers
        • Air Purifiers
        • Portable Air Conditioners
        • Vacuum Cleaners
        • Home Security Cameras
        • Mattresses
        • Garden Tools
        • Gutter Guards
        • Power Tools
        • Pillows
        • Patio Heaters
        • TV Antennas
        • Modems & Routers
        • Headphones & Earbuds
        • Grills & Smokers
        • Coolers
      • Kitchen
        • Juicers
        • Blenders
        • Immersion Blenders
        • Wine Glasses
        • Water Filters
        • Coffee Makers
        • Pots & Pans
      • Services
        • Moving Companies
        • Pest Control
        • Online Grocery Delivery
        • Car Rental Deals
        • Wine Clubs
        • Streaming Services
        • Flower Delivery
      • Home Office
        • Standing Desk
        • Home Office Chairs
        • Home Printers
      • Beauty
        • Hair Dryers
        • Teeth Whitening Kits
        • Electric Toothbrushes
      • Health & Fitness
        • Hearing Aids
        • Medical Alert Systems
        • Treadmills
        • Home Exercise Equipment
        • Yoga Mats
        • Women's Yoga Pants
        • Online Personal Trainers
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  • Introduction

  • 50 Heroes, 50 States*

    By Sinash Shajahan

    * Plus Washington, D.C. Throughout the U.S., people are making extraordinary efforts to improve the personal finances of others. Meet ... Read More »
  • Heroes of the Week

  • Katie Stagliano

    By Sinash Shajahan

    Age: 16 Hometown: Summerville, S.C. Cause: Healthy produce for low-income families Participating in a school gardening project in the ... Read More »
  • Scott Niederjohn

    By Sinash Shajahan

    Age: 40 Hometown: Sheboygan, Wis. Cause: Early financial education An economics professor at Lakeland College, Niederjohn launched the ... Read More »
  • Derrick Roman

    By Sinash Shajahan

    Age: 51 Hometown: Detroit Cause: Financial literacy for children As a 12-year-old in Philadelphia, Roman was so impressed by a CPA's ... Read More »
  • Eric Lee

    By Sinash Shajahan

    Age: 19 Hometown: St. Louis Cause: Helping victims of Ferguson riots When riots erupted Nov. 24 after a grand jury declined to indict ... Read More »
  • Beth Givens

    By Sinash Shajahan

    Age: 64 Home state: California Cause: Privacy Working on a grant in the early 1990s to teach Californians about telephone technology, ... Read More »
  • Douglas York

    By Sinash Shajahan

    Age: 52 Home state: New York Cause: Financial literacy Fourteen years ago, York's boss at the New York utility National Grid asked the ... Read More »
  • David Lesser

    By Sinash Shajahan

    Age: 59 Home state: Maryland Cause: Consumer protection A onetime bank general counsel who was winding down his own small manufacturing ... Read More »
  • Annamaria Lusardi

    By Sinash Shajahan

    Age: 52 Hometown: Washington, D.C. Cause: Financial literacy Stirred by studies of financial illiteracy, the Italian-born Lusardi in ... Read More »
  • Stacy Francis

    By Sinash Shajahan

    Age: 40 Hometown: New York City Cause: Financial education for women Troubled that her grandmother stayed in an abusive relationship for ... Read More »
  • Donald Gore

    By Sinash Shajahan

    Age: 78 Home State: California Cause: Volunteer tax preparation Upon retiring as an attorney for Lockheed in 1995, Gore soon found a way ... Read More »
  • David Maurice Sharp

    By Sinash Shajahan

    Age: 52 Hometown: New York City Cause: Teaching money skills to actors Sharp, a former professional dancer who began working full-time ... Read More »
  • Odell Riley

    By Sinash Shajahan

    Age: 54 Hometown: Monroe, La. Cause: Teaching personal finance to colleagues, congregants, and kids One of six kids raised by a single ... Read More »
  • Jamie Woo

    By Sinash Shajahan

    Age: 63 Hometown: San Francisco Cause: Teaching personal finance in immigrant communities Woo, a stay-at-home mom who emigrated from ... Read More »
  • Letha L. Sparks

    By Sinash Shajahan

    Age: 75 Home State: Texas Cause: Exposing investment scams Sparks, an accounting major who finished college at age 41, found she had a ... Read More »
  • Claudia Burch

    By Sinash Shajahan

    Age: 64 Hometown: Houston Cause: Assisting patients on the road Over the past four years Burch has logged about 25,000 miles as one of ... Read More »
  • Dave Phillips

    By Sinash Shajahan

    Age: 42 Hometown: Detroit Cause: Career support for technology professionals An Internet systems architect, Phillips was sick of the ... Read More »
  • Military Heroes

  • Michael-Logan Jordan

    By Sinash Shajahan

    Michael-Logan Jordan Age: 15 Hometown: Kailua, Hawaii Cause: Raising funds and awareness for different charities Of the dozen or so ... Read More »
  • Carol Levine

    By Sinash Shajahan

    Carol Levine Age: 74 Hometown: Portland, Ore. Cause: Free mental health care for veterans Levine, a psychotherapist, was shocked at the ... Read More »
  • Michael Pasquale

    By Sinash Shajahan

    Michael Pasquale Age: 43 Hometown: Newton, N.J. Cause: Veterans’ Benefits Over the past seven years, Newark-based attorney Michael ... Read More »
  • Kyle Smolek

    By Sinash Shajahan

    Kyle Smolek Age: 27 Hometown: Minot, N.D. Cause: Guidance for fellow service members Educated about the family’s finances from an ... Read More »
  • William Folmar

    By Sinash Shajahan

    William Folmar Age: 77 Hometown: Millsboro, Del. Cause: Aid for veterans He spent 22 years in the military before becoming a postmaster, ... Read More »
  • Marcel Minutolo

    By Sinash Shajahan

    Marcel Minutolo Age: 45 Hometown: Pittsburgh, Pa. Cause: Tax Preparation As an Army intelligence officer deployed to such areas as ... Read More »
  • Nicole Mandeville

    By Sinash Shajahan

    Nicole Mandeville Age: 43 Hometown: Chicago, Ill. Cause: Women's Entrepreneurial Skills Women, who constitute 15% of the military, end ... Read More »
  • Holly Petraeus

    By Sinash Shajahan

    Holly Petraeus Age: 61 Cause: Consumer protection for military families Petraeus, 61, has spent years protecting the wallets of those ... Read More »
  • Dick Power

    By Sinash Shajahan

    Dick Power Age: 73 Hometown: Walpole, Mass. Cause: Free financial advice A retired Army colonel, Power led the charge—first in his ... Read More »
  • Brittany & Robbie Bergquist

    By Sinash Shajahan

    Brittany & Robbie Bergquist Ages: 23 & 22 Hometown: Norwell, Mass. Cause: Low-cost phone calls At ages 12 and 13, after hearing ... Read More »
  • Maj. Dan Rooney

    By Sinash Shajahan

    Maj. Dan Rooney Age: 41 Home state: Oklahoma Cause: Veterans’ Education Flying from his home to a family-owned golf course in ... Read More »
  • David Block

    By Sinash Shajahan

    David Block Age: 66 Hometown: San Diego Cause: Veterans’ financial planning Block's concern for people with disabilities dates to ... Read More »
  • Caroline Ciraolo

    By Sinash Shajahan

    Caroline Ciraolo Age: 45 Hometown: Baltimore Cause: Tax litigation Drawn to cases off ending her sense of fairness, Ciraolo volunteers ... Read More »
  • 3 Financial Perks for Veterans

    By Sinash Shajahan

    Business Coaching: Veterans Business Outreach Centers, run in cooperation with the Small Business Administration, offer startup boot ... Read More »
  • 3 Strategies for Job Hunting If You Have a Disability

    By Sinash Shajahan

    1. Put People at Ease Many people are awkward about interacting with someone with a disability — at least at first. The more ... Read More »
  • thumbnail

    20 Restaurants Where Veterans Eat Free on Veterans Day

    By Brad Tuttle

  • thumbnail

    The Lenders That Prey on Service Members—and How to Keep Them at Bay

    By Sinash Shajahan

  • thumbnail

    How For-Profit Colleges Target Military Veterans (and Your Tax Dollars)

    By Sinash Shajahan

  • thumbnail

    The Best Credit Cards, Bank Accounts, and Retirement Accounts for Service Members and Veterans

    By Sinash Shajahan

  • Northeast

  • Connecticut

    By Sinash Shajahan

    Rebekah Harriman-Stites, Rob & Debora Accomando Age: 36, 48 & 42 Hometown: Sandy Hook Cause: Support for victims Within days of ... Read More »
  • Maine

    By Sinash Shajahan

    Dr. Leonard Brennan Age: 61 Hometown: Portland Cause: Dentistry for disabled and aged patients Over the past 34 years, Brennan has ... Read More »
  • Massachusetts

    By Sinash Shajahan

    Karen King Age: 55 Hometown: Monson Cause: Disaster assistance and emergency preparation The night after a tornado ripped through her ... Read More »
  • New Hampshire

    By Sinash Shajahan

    Juliana Eades Age: 61 Hometown: Canterbury Cause: Affordable loans for low-income home buyers When, three decades ago, 13 homeowners in ... Read More »
  • New Jersey

    By Sinash Shajahan

    Michael Pasquale Age: 43 Hometown: Newton Cause: Veterans’ Benefits Over the past seven years, Newark-based attorney Michael ... Read More »
  • New York

    By Sinash Shajahan

    Christopher Kui Age: 54 Hometown: New York City Cause: Community development Kui, who immigrated from Hong Kong as a child, started ... Read More »
  • Pennsylvania

    By Sinash Shajahan

    Annika Grasso Age: 8 Hometown: Chalfont Cause: Fundraising for a service dog When Annika Grasso’s mother Meridith told her ... Read More »
  • Rhode Island

    By Sinash Shajahan

    John Perino Age: 16 Hometown: Westerly Cause: Home heating assistance for low income families In 2008, when Perino was a fifth grader ... Read More »
  • Vermont

    By Sinash Shajahan

    Martha Robertson Age: 56 Hometown: Peru Cause: Money for heating bills Suffering through a long winter in 2001, Robertson decided she ... Read More »
  • South

  • Alabama

    By Sinash Shajahan

    Michelle Kurtz Age: 55 Hometown: Daphne Cause: Advocacy for homeowners insurance customers In 2006, Kurtz, a community consultant, began ... Read More »
  • Arkansas

    By Sinash Shajahan

    Jim Rollins Age: 67 Hometown: Hindsville Cause: Financial education in public schools “Imagine a fairground setting, a major arena ... Read More »
  • Delaware

    By Sinash Shajahan

    William Folmar Age: 77 Hometown: Millsboro Cause: Aid for veterans He spent 22 years in the military before becoming a postmaster, so ... Read More »
  • Florida

    By Sinash Shajahan

    Tiffany Homuth Age: 41 Hometown: Marco Island Cause: Help for first-time homeowners Homuth had hammered many nails for Habitat for ... Read More »
  • Georgia

    By Sinash Shajahan

    Karen Lynn Age: 53 Hometown: Tucker Cause: Job training for adults with developmental disabilities and autism Sixteen years ago, Lynn ... Read More »
  • Kentucky

    By Sinash Shajahan

    Jay Davidson Age: 71 Hometown: Louisville Cause: Helping homeless drug addicts and alcoholics When alcoholism threatened to end Jay ... Read More »
  • Louisiana

    By Sinash Shajahan

    Tonia Pence Age: 53 Hometown: Luling Cause: Hurricane reliefs In 2002 Pence, a single mother, sighed with relief when her daughter ... Read More »
  • Maryland

    By Sinash Shajahan

    Mona Negm Age: 72 Hometown: Silver Spring Cause: Immigrants’ retirement In 1972 Mona Negm saw poor African-American seniors in ... Read More »
  • Mississippi

    By Sinash Shajahan

    Karen Robison Age: 53 Hometown: Madison Cause: Education for residents living in poverty For nearly 30 years MadCAAP, an organization in ... Read More »
  • North Carolina

    By Sinash Shajahan

    Roy Fralin Age: 48 Hometown: Morrisville Cause: Financial education For four years Fralin has taught money skills for Citizen Schools, a ... Read More »
  • South Carolina

    By Sinash Shajahan

    Katie Stagliano Age: 15 Hometown: Summerville Cause: Healthy produce for low-income families Participating in a school gardening project ... Read More »
  • Tennessee

    By Sinash Shajahan

    Richard Gygi Age: 68 Hometown: Franklin Cause: Providing jobs, education and charitable funding through a local business Inspired by a ... Read More »
  • Texas

    By Sinash Shajahan

    Johnny Deas Age: 40 Hometown: Lewisville Cause: Financial literacy through hip-hop When Deas was getting his MBA, he took free classes ... Read More »
  • Virginia

    By Sinash Shajahan

    Ken Semple Age: 86 Hometown: Glen Allen Cause: Personal finance information for the blind In 1952, Semple decided to quit his radio job ... Read More »
  • Washington, D.C.

    By Sinash Shajahan

    Corinne Cannon Age: 36 Cause: Diapers for the Needy Shortly after giving birth to her first child in 2009, Cannon was struck by the high ... Read More »
  • West Virginia

    By Sinash Shajahan

    Dayton Carpenter Age: 65 Hometown: Charleston Cause: Home repair for the elderly In 1994, Carpenter first got a taste of building ... Read More »
  • Midwest

  • Illinois

    By Sinash Shajahan

    Sylvia Rudek Age: 65 Hometown: Mount Prospect Cause: Protection for the infirm “I’ve had two lives,” says Rudek. ... Read More »
  • Indiana

    By Sinash Shajahan

    Lisa Orr and Linda Hicks Age: 48 and 52 Hometown: Indianapolis Cause: Career education and financial literacy for girls Orr has been ... Read More »
  • Iowa

    By Sinash Shajahan

    Martha Jo Ennis Age: 81 Hometown: Marion Cause: Raising awareness about financial scams Ennis, a retired elementary school teacher, ... Read More »
  • Kansas

    By Sinash Shajahan

    C. Clyde Jones Age: 91 Hometown: Manhattan Cause: Financial education Jones has given so much to his community that he’s got an ... Read More »
  • Michigan

    By Sinash Shajahan

    Molly MacDonald Age: 63 Hometown: Beverly Hills Cause: Financial assistance for breast cancer patients MacDonald was in between jobs in ... Read More »
  • Minnesota

    By Sinash Shajahan

    Sandra Olson Age: 52 Hometown: Woodbury Cause: Educating refugees Olson has never been out of the country yet she teaches refugees from ... Read More »
  • Missouri

    By Sinash Shajahan

    Faith Sandler Age: 53 Hometown: St. Louis Cause: Financial aid to low-income students Started in 1920 as a program offering financial ... Read More »
  • Nebraska

    By Sinash Shajahan

    Dr. Rob Rhodes Age: 46 Hometown: Lincoln Cause: Free health care On a week-long mission trip with his church to Reynosa, Mexico in 2002, ... Read More »
  • North Dakota

    By Sinash Shajahan

    Kyle Smolek Age: 27 Hometown: Minot Cause: Guidance for fellow service members Educated about the family’s finances from an early ... Read More »
  • Ohio

    By Sinash Shajahan

    Nancy Slezak Age: 49 Hometown: Springboro Cause: Financial education Supplementing her 27 years in the banking industry with volunteer ... Read More »
  • Oklahoma

    By Sinash Shajahan

    Henrietta Mann Age: 80 Hometown: Weatherford Cause: Native American education After nearly four decades as a college professor teaching ... Read More »
  • South Dakota

    By Sinash Shajahan

    Robin Salverson Age: 39 Hometown: Lemmon Cause: Business education for farm and ranch women Salverson grew up on a South Dakota farm and ... Read More »
  • Wisconsin

    By Sinash Shajahan

    Ronald Smith Age: 71 Hometown: Madison Cause: Financial advice for students As an adjunct University of Wisconsin investing professor, ... Read More »
  • West

  • Alaska

    By Sinash Shajahan

    Bill Gross Age: 47 Hometown: Anchorage Cause: Help for beleaguered farmers Gross comes from three generations of farmers. But his ... Read More »
  • Arizona

    By Sinash Shajahan

    Levi Esquerra Age: 45 Hometown: Glendale Cause: Financial literacy and business education for Native Americans Esquerra, a member of the ... Read More »
  • California

    By Sinash Shajahan

    Marne Dunn Age: 43 Hometown: El Dorado Hills Cause: Digital and financial literacy for homeless women Though they grew up below the ... Read More »
  • Colorado

    By Sinash Shajahan

    Beth Bryant Age: 58 Hometown: Denver Cause: Estate planning for LGBT and non-traditional families “Things have changed,” ... Read More »
  • Hawaii

    By Sinash Shajahan

    Michael-Logan Jordan Age: 15 Hometown: Kailua Cause: Raising funds and awareness for different charities Of the dozen or so causes ... Read More »
  • Idaho

    By Sinash Shajahan

    Barbara & Lyn Bidstrup Age: Both 77 Hometown: Idaho Falls Cause: Small-business counseling After three decades of running a ... Read More »
  • Montana

    By Sinash Shajahan

    Dennis Trudell Age: 67 Hometown: Fairview Cause: Support for mineral rights holders In 1982, Trudell was introduced to the Northeast ... Read More »
  • Nevada

    By Sinash Shajahan

    Miriam Lira-Hickerson Age: 40 Hometown: Las Vegas Cause: Consumer protection After moving to Nevada from Mexico in 2006, it occurred to ... Read More »
  • New Mexico

    By Sinash Shajahan

    Glenys Carl Age: 70 Hometown: Santa Fe Cause: Free home health care for low-income families Inspired by caretaking needs for her ... Read More »
  • Oregon

    By Sinash Shajahan

    Carol Levine Age: 74 Hometown: Portland Cause: Free mental health care for veterans Levine, a psychotherapist, was shocked at the number ... Read More »
  • Utah

    By Sinash Shajahan

    Art Sutherland Age: 77 Hometown: Sandy Cause: Fighting predatory lending practices After retiring as an aerospace engineer, Sutherland ... Read More »
  • Washington

    By Sinash Shajahan

    Jill McGovern Age: 34 Hometown: Seattle Cause: Free tax preparation McGovern had been volunteering for a year in various opportunities ... Read More »
  • Wyoming

    By Sinash Shajahan

    Neal Stelting Age: 36 Hometown: Pinedale Cause: Horse Therapy for the Disabled Sitting at dinner with friends in 2011, Stelting learned ... Read More »
  • Heroes on Video

  • thumbnail

    Heroes of Sandy Hook

    By Sinash Shajahan

  • thumbnail

    Who's Your Money Hero?

    By Sinash Shajahan

  • Advice From the Heroes

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