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Published: Jul 30, 2015 4 min read
Highway sign with DUI crossed out saying  You Can't Afford It
Richard Klotz—Getty Images/iStockphoto

Your credit score is a number that indicates how likely you are to pay off debts, from credit card bills to mortgages and beyond. The number is based on one's credit history, and understandably, these scores are used regularly by banks and landlords as a way of determining whether it's a good idea to give an individual a loan, or an apartment lease.