Today's Mortgage Rates
Real-time rates updated daily. Find the perfect mortgage for your dream home with confidence.
LIVE • Updated December 26, 2025
The average 30-year fixed mortgage rate is 6.295%, while the 15-year fixed rate averages 5.746%.
For adjustable-rate loans, such as a 7-year ARM, current rates are around 5.894%.
Current Market Rates
Check out our loan rates or get your own personalized estimate.
30-Year Fixed
Most Popular
Rate
6.295%
APR
6.445%
30-Year FHA
Lower Credit
Rate
6.182%
APR
6.582%
30-Year VA
Military
Rate
6.273%
APR
6.523%
30-Year Jumbo
High Balance
Rate
6.597%
APR
6.697%
15-Year Fixed
Shorter Term
Rate
5.746%
APR
5.842%
7/1 ARM
Shorter Term
Rate
5.894%
APR
6.094%
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