--- title: Here Are the New Federal Income Tax Brackets for 2026 description: The IRS released 2026 tax brackets and standard deductions, adjusting for inflation. Here's what taxpayers need to know for spring 2027. authors: - name: Adam Hardy role: Lead Data Reporter url: https://money.com/author/adam-hardy/ bio: Adam Hardy is a lead data journalist at Money, where he frequently reports on financial barriers that affect low-income Americans. Adam’s work has also appeared in Business Insider, Forbes, Nasdaq, The Penny Hoarder, Yahoo! Finance and more than a dozen local and regional newspapers. education: University of South Florida, BA, Magazine Journalism at_money_since: 2021 articles: 498 covers: - Taxes - Banking - Business - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Pets - Professional Services - Retirement - Shopping - Technology also_seen_in: - The Penny Hoarder - Forbes Advisor - Creative Loafing - The New York Times - The Washington Post - Bloomberg - Harvard Law School - The Federal Register - National Consumer Law Center - CBS News - Becker's Hospital Review - Business Insider - Mother Jones - The Week - Fortune - The Philadelphia Inquirer - National Association of Student Financial Aid Administrators (NAFSAA) - Education Advisory Board (EAB) - The Institute for College Access & Success (TICAS) - This Morning with Gordon Deal - Empower - Reddit social: - https://www.x.com/hardyjournalism - https://www.linkedin.com/in/hardyjournalism/ editors: - name: Katherine Peach role: Associate Editor url: https://money.com/author/katherine-peach/ bio: Katherine Peach is an associate editor with a focus on news and email at Money. She didn’t always intend to write about money. She’s a classically trained pianist who dreamed of becoming an archaeologist. However, in 2007 Katherine began working in financial publishing as an editor for Agora Inc. (Apparently, unearthing ideas about improving your personal finances isn’t such a bad career alternative!) Katherine’s writing and editing work has been featured in Investing Daily, Clever, Investor Junkie, The Palm Beach Letter, Truth & Plenty, Independence Monthly, NICHE, AmericanStyle, AntiqueWeek, Millennial Money, Money Done Right, TheStreet, Sure Dividend and many others. Katherine holds a Bachelor of Arts in Ancient Studies with concentrations in Archaeology and Ancient Languages and a minor in Literature from the University of Maryland, Baltimore County. She is a member of Phi Beta Kappa. education: University of Maryland, Baltimore County at_money_since: 2025 articles: 14 covers: - Taxes - Banking - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Education - Federal Reserve Rate Cuts - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Professional Services - Retirement - Shopping published: '2025-10-15T15:58:25.000Z' modified: '2026-02-25T19:28:04.000Z' section: Taxes tags: - News word_count: 455 canonical: https://money.com/irs-tax-brackets-standard-deduction-2026/ type: NewsArticle source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Photo-illustration of money hanging from a clothesline with tax forms in the background](https://img.money.com/2025/10/News-Tax-Brackets-2026.jpg) The Internal Revenue Service, which remains partially operational during [the government shutdown](https://money.com/government-shutdown-affect-money/), has released new federal income tax brackets and standard deductions for the 2026 tax year. As needed, the IRS makes inflation adjustments to the income ranges for each tax bracket and to the standard deduction, which is the amount that taxpayers can deduct from their income if they don’t want to itemize their write-offs. The adjustments apply to several other tax credits and tax-related benefits as well. The changes [announced Thursday](https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2026-including-amendments-from-the-one-big-beautiful-bill) by the IRS affect taxes that most taxpayers will file in spring 2027. For tax year 2026, the IRS says the standard deduction for singles is $16,100, an increase of 2.2% from the current tax year. For heads of household, the standard deduction is $24,150, and for married couples, it’s $32,200. Here’s what else is changing. ### Rated A+ by the BBB ![Get Started](https://s3.consumersadvocate.org/prd/image/image/14979/medium_d9420f2c-6d0b-4726-b903-60fb37740830.png) Our Partner [Get Started](https://money.com/go/1c8864605e5e?bidid=4033163506&pmeta=p129-c739-u28541&ptid=662724749&ptoken=56948324c7e543b15f72d178cd77eafa) ### Over 15 years of Experience ![Get Started](https://s3.consumersadvocate.org/prd/image/image/36123/medium_d8e31451-10fb-4690-a053-85981545c371.webp) Our Partner [Get Started](https://money.com/go/0eaf1e22fa74?bidid=4033163510&pmeta=p129-c739-u28541&ptid=662724749&ptoken=68c0a4509b4ecc364403403b2dd93959) ### 12+ years of tax resolution experience ![Get Started](https://s3.consumersadvocate.org/prd/image/image/19221/medium_21c467f5-9614-45a6-a827-5c1698cf1de6.png) Our Partner [Get Started](https://money.com/go/7cdfcf8e89c7?bidid=4033163505&pmeta=p129-c739-u28541&ptid=662724749&ptoken=23ff3baa10765d5d26ef6f03cded1aae) ### 21+ years in service ![Get Started](https://s3.consumersadvocate.org/prd/image/image/37015/medium_cb5bc133-3b62-412b-9420-e17d1c5aaa63.webp) Our Partner [Get Started](https://money.com/go/de9311af58df?bidid=4033163508&pmeta=p129-c739-u28541&ptid=662724749&ptoken=7400056d4b32735e784056afd9a3f04b) ### 24/7 Client Portal Access ![Get Started](https://s3.consumersadvocate.org/prd/image/image/38669/medium_134094f5-0d61-4290-98dd-6ea7bc5551c2.webp) Our Partner [Get Started](https://money.com/go/79db57b94b02?bidid=4033163507&pmeta=p129-c739-u28541&ptid=662724749&ptoken=8c5dd8d8809578bc14f0fb6698c516ef) ## Federal income tax brackets for 2026 Perhaps the most important changes stemming from the inflation adjustment are to the federal income tax brackets. The IRS is increasing the income ranges associated with each bracket in conjunction with the standard deduction, to help ensure modest pay increases due to inflation don't bump taxpayers into a higher tax bracket. Tax brackets determine how much you'll pay on each tier of your taxable income for the year. The maximum rate for 2026 remains 37%. There are still seven tiers total, which have been made permanent from the recent passage of President Donald Trump’s One Big Beautiful Bill Act. | Tax rate 2026 | Single filer | Married couple filing jointly | | --- | --- | --- | | 10% | $0 to $12,400 | $0 to $24,800 | | 12% | $12,401 to $50,400 | $24,801 to $100,800 | | 22% | $50,401 to $105,700 | $100,801 to $211,400 | | 24% | $105,701 to $201,775 | $201,401 to $403,550 | | 32% | $201,776 to $256,225 | $403,551 to $512,450 | | 35% | $256,226 to $640,600 | $512,451 to $768,700 | | 37% | $640,601 and above | $768,701 and above | _*Source: IRS, Money.com*_ Your top tax bracket is the amount you pay for that specific slice of income, not all of your earnings. For example, a single filer who had $60,000 of taxable income in 2026 would have a max rate of 22% but would pay only 22% on the earnings above $50,400 (then 12% on earnings between $12,401 and $50,400, and so on). ## Other IRS inflation adjustments The IRS says more than 60 tax provisions are impacted by the inflation adjustments in total. Some notable changes include increases to the earned income tax credit, or EITC, and the amount that taxpayers can contribute to health care [flexible spending accounts](https://money.com/what-is-a-flexible-spending-account/), known as FSAs. For the EITC, it’s increasing from $8,046 to $8,231 for taxpayers who have three or more qualifying children. And the contribution limit for health care flexible spending accounts is rising by $100, to $3,400 in 2026. For plans with a carryover provision, that amount is ticking up to $680, an increase of $20. Full details of the inflation adjustment are available on [the IRS website](https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2026-including-amendments-from-the-one-big-beautiful-bill). ## If you owe more than $10,000 in taxes, Tax Relief can allow you to break down your debt into payments ### Anthem Tax Relief provides a full menu of tax relief services to help clients get out from under the yoke of tax debt. [Get Started](https://money.com/pr/h7d8f6f742c9?ap_referrer=%2Firs-tax-brackets-standard-deduction-2026%2F) ![](https://s3.consumersadvocate.org/prd/image/image/14979/medium_d9420f2c-6d0b-4726-b903-60fb37740830.png) Owe over $10,000 in taxes? Get Tax Relief with Anthem now! [Get Started](https://money.com/pr/l978cd9f37e2?ap_referrer=%2Firs-tax-brackets-standard-deduction-2026%2F) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/irs-tax-brackets-standard-deduction-2026/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Taxes", "item": "https://money.com/taxes/" }, { "@type": "ListItem", "position": 3, "name": "News", "item": "https://money.com/tag/news/" }, { "@type": "ListItem", "position": 4, "name": "Here Are the New Federal Income Tax Brackets for 2026" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/irs-tax-brackets-standard-deduction-2026/#webpage", "url": "https://money.com/irs-tax-brackets-standard-deduction-2026/", "name": "Here Are the New Federal Income Tax Brackets for 2026", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2025-10-15T15:58:25.000Z", "mainEntity": { "@id": "https://money.com/irs-tax-brackets-standard-deduction-2026/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/irs-tax-brackets-standard-deduction-2026/#breadcrumb" }, "dateModified": "2026-02-25T19:28:04.000Z" }, { "@type": "NewsArticle", "headline": "Here Are the New Federal Income Tax Brackets for 2026", "articleSection": "Taxes", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2025/10/News-Tax-Brackets-2026.jpg", "width": 2880, "height": 1920, "caption": "News-Tax-Brackets-2026" } ], "author": [ { "@type": "Person", "name": "Adam Hardy", "url": "https://money.com/author/adam-hardy/", "@id": "https://money.com/author/adam-hardy/#author", "description": "Adam Hardy is a lead data journalist at Money, where he frequently reports on financial barriers that affect low-income Americans. 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