Q: My wife and I had an appointment with Social Security today—she is 72, and I just turned 62. I know my benefits will be reduced by filing early at 62 but doing so would...

Q: What is the best investment gift that I can give to my 19-month-old granddaughter? – L. Gutierrez A: Whether you have $100 to give or $10,000, the best investment gift for a young grandchild...

Q: My wife and I started a gardening seriously a couple of years ago, and I want to get her some solid, high-quality tools for Mother’s Day to replace the standard “homeowner-grade” junk we’ve been...

Q: We recently retired. We have a small mortgage on our home and lots of equity. Should we refinance our mortgage to free up additional money to invest for our retirement? —Bea Granniss, Amityville, N.Y....

Q: "I want to pay off a sizeable ($15,000) debt that my adult son has. Are there any tax implications for either of us? —Jack A: Your generosity will have no impact on your son's...

Q: ETFs seem to be taking the place of mutual funds, but my understanding is that mutual funds are still your best option if you want to reinvest dividends. Is that true? — Bill from...