Q: I recently graduated college and have money left in my 529 plan. I would love to use the funds to help relieve some of my debt. What will the penalty be for withdrawing funds...

Q: My home value has gone up since I bought in 2012. Should I refinance and pay about $4,000 in closing costs to eliminate my private mortgage insurance? -- Joi Marquez, Las Vegas A: When...

Q: I am trying to pay off some debt to become debt free. I'm 44 years old. Is it possible, at my age, to withdraw from my Roth IRA to pay off debt? – James,...

Q: I may need to relocate for my job. I got a deal on it in 2012. Should I keep it and rent it out while prices are rising—or should I sell and use the...

Q: I got a check closing out my old 401(k). Can I add it to my new 401(k) without penalty? -- Matt Gould, New Cumberland, Pa. A: Yes, and act fast. Unless you put the...

Facing a stock market that has doubled in price over the past five years—and with memories of the last market collapse still vivid—you can't help but wonder: Is another disaster lurking around the corner? Holding...