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Originally Published: Dec 07, 2020
Originally Published: Dec 07, 2020 Last Updated: Dec 07, 2020 7 min read
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The hottest housing markets next year will offer a combination of affordability, space, thriving economies, and a healthy percentage of young buyers.

Mortgage increased slightly from the end of last week.

Today's Mortgage Rates

The average rate for a 30-year fixed-rate purchase mortgage was 3.231% on Friday. On Thursday, the average rate was 3.217%.

Money's mortgage rates include data from over 8,000 lenders across the United States and are updated daily. These rates include discount points and represent what a borrower with a 20% down payment and 700 credit scores — roughly the national average FICO score — would have been quoted.

Mortgage Rates for December 7, 2020

Rates are subject to change. All information provided here is accurate as of the publish date.