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The Best Reason Not To Wait To Take Social Security

Q: I am 68 and my wife is 65. We’re both retired but my pension doesn’t cov...
Q: I am 68 and my wife is 65. We’re both retired but my pension doesn’t cover our monthly expenses. I haven’t taken Social Security yet. But I have some health issues. I have substantial...

I'm 22. Should I Invest for Retirement in a Traditional IRA or a Roth?

Q: I am 22 years old, I work in a professional field, and I make about $35,...
Q: I am 22 years old, I work in a professional field, and I make about $35,000 a year. What plan would be the best for me to start saving for retirement, a traditional IRA...

Why Young Investors Should Ignore the Market Jitters and Get in the Game

Q: I'm 27 and have a few thousand dollars to invest in ETFs and mutual fund...
Q: I'm 27 and have a few thousand dollars to invest in ETFs and mutual funds through a Roth IRA. But I worry that volatility and a potential Fed rate hike may cause me to...

Here's How Much You Should Pay for a Rental Property

Q: I want to invest in a rental property. Is there a formula I can use to d...
Q: I want to invest in a rental property. Is there a formula I can use to determine the value of a building based on the rent it takes in? A: One useful calculation to...

When It Doesn't Pay to Bet on Your Company

Q: We have a $40,000 balance on our HELOC with an introductory rate of 0.99...
Q: We have a $40,000 balance on our HELOC with an introductory rate of 0.99%. The rate will soon rise to 5%. My husband's company stock can cover the balance, but I hate to give...

Should We Buy a Home Now or Keep Renting?

Q: My wife and I are enjoying city life and the flexibility of being renter...
Q: My wife and I are enjoying city life and the flexibility of being renters. But everyone says we’re crazy for not buying a home. Is renting really such a bad financial move? A: You’re...

When It Pays to Pay for Advice—and When It Doesn't

Q: I'm 42 and have $210,000 in my retirement account, invested in the Vangu...
Q: I'm 42 and have $210,000 in my retirement account, invested in the Vanguard Target Retirement 2025 fund. Vanguard offers an advisory service that costs 0.30% of assets annually. Is it worth it? – Name...

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