---
title: What Should I Know About Disability Insurance?
description: A financial expert tells you what you need to know about disability insurance before you buy it.
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published: '2016-03-15T10:30:58.000Z'
modified: '2020-07-07T10:58:38.000Z'
section: Insurance
tags:
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word_count: 103
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type: Article
source: structured-blocks
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> **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/).

![Screen Shot 2015-12-09 at 5.23.41 PM](https://img.money.com/2015/12/screen-shot-2015-12-09-at-5-23-41-pm-e1449699936518.png)

*In this series, [Tips from the Pros](https://money.com/topic/tips-from-the-pros/)*, *Money taps the collective wisdom of expert financial planners.*

So you think you want to buy disability insurance? One financial planner weighs in on the finer points of purchasing a policy. Disability insurance covers you, should you no longer be able to perform your duties as described by your place of business. Make sure you read the fine print of the policy before you sign up. You don't want to be surprised when it's time for you to claim but the policy doesn't cover what you thought it would.

Featured Adviser:

-   David Mendels [Creative Financial Concepts](https://www.linkedin.com/in/david-mendels-cfp-8494102)

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