---
title: 'WATCH: What''s the Point of Investing?'
description: Investing money in stocks and bonds rather than stashing it in savings can help combat against inflation.
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published: '2014-09-11T03:45:44.000Z'
modified: '2020-07-07T10:33:06.000Z'
section: Investing
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type: Article
source: structured-blocks
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> **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/).

![tips from the pros inflation effects](https://img.money.com/2014/07/tips-from-the-pros-inflation-effects.png)

*In this series of* [Tips from the Pros](https://money.com/topic/tips-from-the-pros/), *Money taps the collective wisdom of expert financial planners.*

The point of investing your money now, is that it will grow over time and allow you to live more comfortably when you retire. Every year, the price of living increases and if your money is not invested, you won't be keeping up with cost of living. You may be saving money in a bank account, but the money in that bank account is not accumulating the same interest as money that has been invested. And while a balanced budget is important when planning for retirement, investing some money now, will allow you more freedom to do what you would like to do when you actually retire.

Featured Advisers:

Hans-Christian Winkler [Claraphi Advisory Network](http://www.claraphi.com/home.html)

Gail Linn [MetLife Financial Group of New York](http://www.gaillinn.com)

Benjamin Sullivan [Palisades Hudson Financial Group](http://www.palisadeshudson.com)

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