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By Kate Santichen
January 5, 2016

From studying millionaires and non-millionaires, wealth expert Tom Corley says he’s isolated four daily habits that distinguish well-off people from the not-so-well-off.

Wake up early. Corley found that wealthy people wake up three hours before work, using that time to complete various tasks.

Have a to-do list and stick to it. Even if there are only a few items on that list, complete each task before the end of the day.

Take care of your health. Wealthy people exercise, watch what they eat, and don’t indulge in alcohol very often.

Manage your time. Wealthy people don’t waste a minute of their day. They’re always doing something to better themselves or to learn something.

Advertiser Disclosure

The purpose of this disclosure is to explain how we make money without charging you for our content.

Our mission is to help people at any stage of life make smart financial decisions through research, reporting, reviews, recommendations, and tools.

Earning your trust is essential to our success, and we believe transparency is critical to creating that trust. To that end, you should know that many or all of the companies featured here are partners who advertise with us.

Our content is free because our partners pay us a referral fee if you click on links or call any of the phone numbers on our site. If you choose to interact with the content on our site, we will likely receive compensation. If you don't, we will not be compensated. Ultimately the choice is yours.

Opinions are our own and our editors and staff writers are instructed to maintain editorial integrity, but compensation along with in-depth research will determine where, how, and in what order they appear on the page.

To find out more about our editorial process and how we make money, click here.

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