15 Very Cool Money Apps for the Apple Watch
Apple Watch preorders start Friday, and even though it's not exactly cheap—the low-end version will cost $350—money-minded consumers might do well to take note. Smartphones have in some ways transformed personal finance, putting powerful budgeting, bill-paying, and market-tracking software in the pockets of millions. Now the Apple Watch promises to give us essential financial information right on our wrists.
Consumers can't even get their hands on it until April 24, so not every company has gotten around to porting their software to the smaller screen, or announcing app prices. And we haven't been able to try them out yet. But we've hunted around and compiled a list of the 15 coolest looking personal finance apps for the Apple Watch that we know about right now.
Citi Mobile Lite
Citi, early to jump on the Apple Watch bandwagon, is one of the first banks to announce an app for the new device. Citi Mobile Lite promises to let users check their balances, see their most recent transactions, and get real-time notifications for credit card purchases.
iBank is already one of the more popular personal finance apps for the iPhone and Mac, and now it's heading to the Apple Watch as well. The app's glance screen will show users their budget and expenses and how their investments are doing. Dig into the app further, and you can check on each account you've connected to iBank, including checking account and credit card balances and each item in your investment portfolio.
Redfin, the technology-focused real estate brokerage, will be releasing an Apple Watch app to help homebuyers get an edge on the competition. The app will show what nearby homes are for sale—and which ones are holding open houses—along with detailed listing information. You'll also be able to dictate notes on a home using Siri (maybe don't do this within earshot of the seller) and get alerts when homes you've favorited change their status or price.
Not to be outdone, real estate listings site Trulia is also set to release an Apple Watch app. The company hasn't announced many details yet, but from the image we were provided it looks like Trulia's app will show nearby listings along with information like the address, price, square footage, and total number of beds and baths.
Mint, Intuit's blockbuster budgeting app, will provide spending and budget information at a glance, and let watch wearers track their progress against monthly saving goals.
MoneyWiz 2 already allows iOS and Mac users to manage their budgets, track spending, view bank accounts, and more. The Apple Watch version puts some of those features at arm's length, letting consumers see account balances and log income and expenses from the watch's touchscreen face.
Daily Bread is a grocery lists app designed to help you remember to grab everything you need at the store. In addition to scrolling through your whole shopping list, you can also enter "shop" mode, and items will pop up on the watch face one by one. Once an item is taken care of, just press the screen, and up pops the next one on the list. When you've got everything in your basket, the app lets you know and you can head to the checkout counter without worrying you forgot the milk again.
Unspent is a handy little app that lets you create one-off budgets and log spending. The Apple Watch app extends the iPhone version's functionality, allowing users to view their various budgets and enter in each new purchase.
PortfolioWatch is a portfolio monitoring app for the iPhone and, soon, the Apple Watch. The watch app's glance view gives users a look at their portfolio's daily performance. Or drill down to display individual stock performance, both daily and over time.
BillGuard is an iOS and Google Play app that promises to track consumers' spending and alert them to any fraudulent transactions. The Apple Watch version gives users a glanceable look at where their money is going and quick alerts for any suspected fraudulent activity.
24me isn't strictly for personal finance, but that doesn't mean it can't help you with your money. The app, also available for iPhone, is a personal assistant and calendar that alerts you to important events. Those can include anything from a future dinner date to a bill that's about to come due.
Discover cardholders will soon be able to monitor their credit and bank accounts through the Apple Watch. The upcoming Discover app will let users check available credit, payment due dates, bank balances, and other financial information.
Chronicle is a bill reminder app that's already available for the Mac and iOS. The watch version of Chronicle has a glance view that shows your next due bill. Users can drill deeper to see a list of upcoming bills, each of which can be tapped on for additional details. The app will also send bill notifications that can be snoozed for later with a tap.
Pennies for iOS lets you keep your spending in check by creating a collection of one-off and repeating budgets. After you buy something, just log it in the correct category, let's say "coffee," and Pennies will show how much more cash you can drop on java this week. The Apple Watch edition of Pennies brings that workflow to your wrist, letting users see their daily and weekly budgets, log spending, and view their most recent transactions.
Fidelity's upcoming Apple Watch app brings up-to-the-minute stock market information to your wrist. Users can view real-time quotes and market data, along with push notifications for Fidelity orders and price alerts. The app also syncs with the iPhone version, allowing you to easily switch between the two devices, and features a "market movers" screen dedicated to the most active stocks and the day's biggest winners and losers.