---
title: Are You a Retired Homeowner? Here Are 3 Moves You Should Consider
description: Being a homeowner is usually a sign of financial stability. That’s why the value of your home equity is an asset that must be protected&hellip;
published: '2021-11-17T18:35:51.000Z'
modified: '2022-06-06T14:14:51.000Z'
section: Retirement
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> **Disclosure:** This article was made possible through advertising relationships with one or more of the advertisers listed on this page whose products and services we think our readers will find valuable. This article was written by our Ads team and doesn't necessarily reflect the views of Money's editorial team. [Learn more](https://money.com/page/disclaimer/) about how we make money.

![Retired lady doing research](https://img.money.com/2021/11/3-Products-Every-Retired-Homeowner-Should-Buy-Today.jpg)

Being a homeowner is usually a sign of financial stability.

That’s why the value of your home equity is an asset that must be protected and maintained — especially after retirement.

With that in mind, here are three products and services that can ensure your home remains both functional and safe:

## **1\. Covering Repairs with a Home Warranty**

Every home faces unexpected challenges.

The good news is that a home warranty protects your appliances and systems. If anything is broken or malfunctioning, your warranty takes care of repairs and even replacements.

The warranty is separate from homeowners insurance, which won’t cover things like dishwashers. Consider it an added layer of insurance for the things you rely on every day.

Get started by requesting a free quote from [Liberty Home Guard](https://money.com/pr/o377e84076ce?ap_referrer=https%253A%252F%252Fmoney.com%252Fare-you-a-retired-homeowner-here-are-3-products-you-should-consider%252F). With a home warranty, you can protect your property *and* your peace of mind.

## Find the #1 Home Warranty in Your State

### From your refrigerator to your AC System, home warranties can help you keep everything covered. Click your state to start protecting your home and appliances today!

[View Plans & Pricing](https://money.com/pr/ha5f24fd2bbe?ap_referrer=%2Fare-you-a-retired-homeowner-here-are-3-products-you-should-consider%2F)

## **2\. Refinancing Your Mortgage**

Maybe you haven’t heard, but mortgage rates have been at all time-lows and experts predict they will remain around 3% for the time being.

With these numbers in your favor, there’s never been a better time to refinance your home and save money in the long run.

That’s why [**Better**](https://money.com/pr/rf6ce8b5c16c?ap_referrer=https%253A%252F%252Fmoney.com%252Fare-you-a-retired-homeowner-here-are-3-products-you-should-consider%252F) is ready to offer you the most current rates. Take the first step and start saving now.

## Want to lower your mortgage payments? Refinancing can help!

### Click below to get matched with Amerisave Mortgage (NMLS #1168) in your area. Start saving today!

[VIEW TODAY'S RATES](https://money.com/pr/b1cdcba0c0de?ap_referrer=%2Fare-you-a-retired-homeowner-here-are-3-products-you-should-consider%2F)

## **3\. Protecting Your Home with a Home Security System**

These days, modern home security systems may include everything from in-home motion and heat sensors to doorbell cameras and mobile app integration.

In short, you can keep an eye on your home from any location with just a few taps on your phone.

Get started today with [Frontpoint](https://money.com/pr/s4cb0313a854?ap_referrer=https%253A%252F%252Fmoney.com%252Fare-you-a-retired-homeowner-here-are-3-products-you-should-consider%252F), offering a low base cost and simple, do-it-yourself installation.

## Never leave your home unprotected

### Safeguard your property with the help of a home security service. For more information, click below today.

[Protect My Home](https://money.com/pr/fa665adc0d16?ap_referrer=%2Fare-you-a-retired-homeowner-here-are-3-products-you-should-consider%2F)

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