Today's Mortgage Rates

Real-time rates updated daily. Find the perfect mortgage for your dream home with confidence.

LIVE • Updated December 16, 2025

The average 30-year fixed mortgage rate is 6.04%, while the 15-year fixed rate averages 5.56%.
For adjustable-rate loans, such as a 7-year ARM, current rates are around 6.10%.

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Current Market Rates

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30-Year Fixed

Most Popular
Rate 6.408%
APR 6.558%

30-Year FHA

Lower Credit
Rate 6.301%
APR 6.701%

30-Year VA

Military
Rate 6.345%
APR 6.595%

30-Year Jumbo

High Balance
Rate 6.607%
APR 6.707%

15-Year Fixed

Shorter Term
Rate 5.774%
APR 5.870%

7/1 ARM

Shorter Term
Rate 5.888%
APR 6.088%

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