--- title: How to Find a College You Can Truly Afford description: Families earning less than $48,000 a year can use this new tool to find schools that offer ample financial aid and help keep debt low. authors: - name: Kim Clark url: https://money.com/author/kim-clark/ at_money_since: 2013 articles: 62 covers: - Education - Housing - Investing - Lifestyle - Loans - Personal Finance social: - https://x.com/Money_College former_staff: true published: '2016-07-11T12:30:59.000Z' modified: '2024-04-17T02:38:45.000Z' section: Education tags: - Best colleges - best colleges 2016 - College - financial aid word_count: 312 canonical: https://money.com/find-affordable-college-value/ type: Article source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![backpack of money](https://img.money.com/2016/07/160715_coll_affordableschool.jpg) Searching for a great college that won’t load you up with student loans? This new tool from Money can help anyone from a family earning up to $48,000 a year find a high-quality college where you’ll get the financial aid you need. Once you enter your home state, test scores, and estimates for how much you and your family can contribute or borrow, you'll get a list of schools that should fit your budget. Those might include public schools in your state and private schools nationwide. The college prices you’ll see are the average net prices paid by the one-third of American families who earn $48,000 a year or less. "Net price" is your cost after all grants and scholarships are subtracted. All of the colleges are rated as [best values by Money](https://money.com/best-colleges/), which means they also excel in educational quality and alumni success. Remember that these prices are averages—and you are probably not average. After you’re admitted, each college will evaluate your family’s situation and award you a unique financial aid package. To get a more personalized estimate of your likely net price, try the [College Abacus calculator](https://money.com/how-much-will-college-cost/). For more ways to find affordable colleges, check out [Money’s 2016 Best Value Colleges](https://money.com/best-colleges/rankings/best-colleges/) and our lists of [best-value colleges of every type](https://money.com/best-colleges/rankings/?xid=homepage). ***Notes:** Net price is the 2014-15 average price after all grants and scholarships are subtracted paid by students from families earning up to $48,000; other data for all students. **Sources:** U.S. Department of Education, U.S. Department of Labor, Peterson’s, [PayScale.com](http://PayScale.com), College Measures, Money calculations. Development of this web tool was funded by a grant from the Lumina Foundation.* For more of Money’s Best Colleges 2016-2017 coverage, see the full list of [Money’s Best Colleges](https://money.com/best-colleges/rankings/best-colleges/). If you’re not an A-plus student, explore the [Best Colleges You Can Actually Get Into](https://money.com/best-colleges/rankings/best-colleges-that-you-can-actually-get-into/). 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