--- title: Free Weekly Credit Reports Just Got Extended Through 2023 description: Equifax, Experian and TransUnion are extending a pandemic policy that lets Americans pull their credit reports for free online every week. authors: - name: Sarah Hansen role: Senior Writer url: https://money.com/author/sarah-hansen/ bio: Sarah Hansen is a senior writer at Money covering all things personal finance. Previously, she covered economic policy and capital markets on the breaking news desk at Forbes. education: Northwestern University, New York University at_money_since: 2021 articles: 347 covers: - Credit - Banking - Business - Career Advice - Credit Cards - Economy and Politics - Education - Health and Wellness - Housing - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Professional Services - Retirement - Shopping - Taxes social: - https://www.linkedin.com/in/sarah-m-hansen/ former_staff: true editors: - name: Julia Glum role: Managing Editor url: https://money.com/author/julia-glum/ bio: A graduate of the University of Florida, Julia has more than eight years of experience in personal finance journalism. In addition to overseeing Money’s news coverage, she frequently reports on the ins and outs of credit scores, the credit bureaus and free credit reports. education: University of Florida at_money_since: 2018 articles: 453 covers: - Credit - Banking - Business - Career Advice - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Professional Services - Retirement - Shopping - Taxes - Technology also_seen_in: - Newsweek - International Business Times - CBS News - Good Morning America - WUSA9 - Pix 11 - The New York Times - Mashable - The Washington Post - CNBC - Politico social: - https://x.com/superjulia - https://www.linkedin.com/in/julia-glum published: '2022-09-26T16:02:23.000Z' modified: '2024-04-23T22:08:22.000Z' section: Credit tags: - News word_count: 436 canonical: https://money.com/free-weekly-credit-reports-extended-2023/ type: NewsArticle source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Person opening an envelope containing a Credit Report](https://img.money.com/2022/09/News-Free-Credit-Reports-Extension.jpg?crop=0px%2C60px%2C2548px%2C1433px&quality=85) Good news: You'll now be able to pull your [credit reports](https://money.com/what-is-a-credit-report/) once a week, for free, through the end of 2023. That’s because the three major [credit bureaus](https://money.com/what-are-credit-reporting-agencies/) — Equifax, Experian and TransUnion — are extending a policy enacted in the early days of the pandemic to help alleviate financial hardship caused by the crisis. This is major, because previously, Americans were limited to one free credit report per agency per year. Beyond that, they had to pay. Credit reports can cost up to $13.50, so having free access to them was helpful for consumers who pull them frequently in order to stay on top of their finances. Though the free weekly credit reports policy was initially supposed to end in April 2021, that [deadline has been pushed back](https://money.com/free-credit-reports-online-weekly/) repeatedly. This time, the three bureaus are pointing to [inflation](https://money.com/inflation-food-rent-price-increase/) as the reason. Prices are, on average, more than 8% higher than they were a year ago, and that surge has made everyday life significantly less affordable for millions of people. "The rising cost of living in the wake of COVID-19 has created economic consequences felt by many Americans," the Equifax, Experian and TransUnion CEOs said in a [joint statement](https://investor.equifax.com/news-events/press-releases/detail/1252/equifax-experian-and-transunion-extend-free-weekly-credit) Friday. “Credit reports play an important role in financial health, and providing weekly reports for consumers at no charge is another way that we can support financial education and stability for people across the U.S. at this critical time." Lenders use credit reports and [credit scores](https://money.com/what-is-a-credit-score/) to decide whether you’re a good candidate for a loan and determine the terms of that loan (like the interest rate). Whether you’re applying for a mortgage, credit card or cell phone plan, it’s important to keep tabs on your credit. ## How to access free credit reports You can visit [annualcreditreport.com](https://www.annualcreditreport.com/) to [get your free reports](https://money.com/getting-credit-reports/). You’ll be able to choose reports from just one bureau or any combination of the three, and you’ll be asked several questions to verify your identity. Once you’ve done that, you’ll be able to access your free reports online. Don’t forget to save or print them so you can refer to them later, looking for [errors](https://money.com/equifax-sent-wrong-credit-scores/) that could be affecting your score or finding opportunities to improve your credit history. If the policy is not extended again at the end of 2023, don't worry — you won't suddenly go from getting access to 156 free credit reports a year to three. As part of a legal settlement stemming from the 2017 Equifax data breach, all Americans are [eligible](https://www.ftc.gov/enforcement/refunds/equifax-data-breach-settlement) to get seven free Equifax credit reports a year through 2026. ## More on Credit & Credit Repair | | | --- | | **Money’s Top Selection** [Best Credit Repair Companies](https://money.com/best-credit-repair-companies/) **Guides for Improving Your Credit** [How to Get Negative Items Removed from Your Credit Report](https://money.com/get-items-removed-from-credit-report/) [How to Remove Verizon Collections from Your Credit Report](https://money.com/how-to-remove-verizon-collections-from-your-credit-report/) [How to Remove Jefferson Capital Systems from Your Credit Report](https://money.com/how-to-remove-jefferson-capital-systems-from-your-credit-report/) [More on Credit and Credit Collections](https://money.com/collections/) **Money’s Credit Repair Companies Reviews** [Lexington Law](https://money.com/lexington-law-credit-repair-review/) [Credit Saint](https://money.com/credit-saint-credit-repair-review/) [Sky Blue](https://money.com/sky-blue-credit-repair-review/) | ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/free-weekly-credit-reports-extended-2023/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Credit", "item": "https://money.com/credit/" }, { "@type": "ListItem", "position": 3, "name": "Credit Report", "item": "https://money.com/credit-report/" }, { "@type": "ListItem", "position": 4, "name": "Free Weekly Credit Reports Just Got Extended Through 2023" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/free-weekly-credit-reports-extended-2023/#webpage", "url": "https://money.com/free-weekly-credit-reports-extended-2023/", "name": "Free Weekly Credit Reports Just Got Extended Through 2023", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2022-09-26T16:02:23.000Z", "mainEntity": { "@id": "https://money.com/free-weekly-credit-reports-extended-2023/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/free-weekly-credit-reports-extended-2023/#breadcrumb" }, "dateModified": "2024-04-23T22:08:22.000Z" }, { "@type": "NewsArticle", "headline": "Free Weekly Credit Reports Just Got Extended Through 2023", "articleSection": "Credit", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2022/09/News-Free-Credit-Reports-Extension.jpg?crop=0px%2C60px%2C2548px%2C1433px&quality=85", "width": 1012, "height": 569, "caption": "News-Free-Credit-Reports-Extension" } ], "author": [ { "@type": "Person", "name": "Sarah Hansen", "url": "https://money.com/author/sarah-hansen/", "@id": "https://money.com/author/sarah-hansen/#author", "description": "Sarah Hansen is a senior writer at Money covering all things personal finance. 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