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Shopping apps, negotiation, cash or credit—everyone has a different approach to holiday shopping.

Lisa Lee Freeman, a shopping and consumer expert, went to New York City's Herald Square to learn about people's holiday shopping habits.

It turns out that plenty of people take advantage of money-saving techniques, such as coupons and negotiation. Additionally, people admitted to checking prices online before purchasing in stores.

Moreover, multiple people opted for cash over credit.

However, the most astute comment came from a man who said, "The biggest money-saving tip is to not spend any money."

Happy shopping!