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A swift water rescue team is seen making its way through a flooded area after Hurricane Matthew in Lumberton, North Carolina October 10, 2016.
A swift water rescue team is seen making its way through a flooded area after Hurricane Matthew in Lumberton, North Carolina October 10, 2016.
Chris Keane—Reuters

The alarm went off at 3 a.m. last Wednesday, roughly three hours after I’d collapsed in bed after a long night of packing suitcases and debating with my wife about which valuables and sentimental belongings we would be taking with us when we fled our home.

I groaned, turned off the alarm and contemplated ignoring it, finally wrenching myself from bed when I remembered the news reports saying that up to 1 million people would be on the roads that day.

I roused my wife and (very cranky) nine-year-old from their slumber, loaded our belongings and dog into the car -- and our evacuation from Charleston, S.C. was underway.

Hurricane Matthew was coming – and every local authority had made it clear that leaving town was the wisest course of action.

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Media reports about major storms usually cite totals in mind-boggling numbers. Matthew, for instance, is being estimated as a weather event that ultimately carries a $4 billion to $6 billion price tag.

Numbers that big are virtually impossible for most people to digest. But individual costs, like the ones my family and I faced, can be a bit more palatable.

Before Governor Nikki Hailey issued the evacuation order, we were thinking about riding it out. But then my wife, a property manager, heard through channels at her office that the storm was tracking closer to Charleston than originally forecast, so she called me with orders to get cash, stock up on gas and other necessities. I filled up my car, bought 15 gallons of gas for our generator (which we’d bought prior to a previous hurricane), along with a few 24-packs of bottled water, batteries and plenty of non-perishable foods.

Cost: $269

As we learned more about the projected severity and impact of the storm, we decided evacuation was the best option. In 2015, our area had faced severe flooding and we weren’t eager to relive that experience.

Read Next: Hurricane Matthew Is Already Hitting East Coast Pocketbooks

We ultimately decided on a two-fold plan: We would drive to Atlanta, where my sister and her family had graciously agreed to take us in, then I would proceed to Denver, where I had work assignments, allowing us to keep money coming in while we rode out the storm.

Leaving at 4 a.m. that Wednesday was grueling, but ultimately proved wise. Taking my wife’s car, since it has more cargo space, we avoided any nightmare traffic jams and made it to Atlanta in just under six hours, stopping twice for gas (total cost: $49, making our running total $318) and swinging by an iHop so our daughter (who had mercifully fallen back asleep for part of the drive) could get some breakfast ($20 more, bringing the total to $338). Not wanting to be mooches on my sister’s generosity, we offered to pay for some groceries and amenities once we arrived, adding another $64 to the bill.

Running total: $402

In order to avoid the 90-120 minute (at best) rush hour drive to the airport for my early morning flight the next morning, I stayed at the DoubleTree Hotel near the Atlanta airport Wednesday night. (Cost: $163.)

Running total: $565

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After a chaotic flight to Denver (that involved boarding, de-boarding and switching planes before we ever got out of Atlanta), things settled into a fairly normal rhythm – or at least as normal as it could be – for us all. My wife tried to work remotely. I stayed busy attending events and writing in Denver. And my daughter played with her cousins and tried to get ahead in her schoolwork, while taking a few side trips to places like a used book shop and a nail salon keep her as happy as possible.

Various meals and expenses over these three days, as the storm drew closer to our house and eventually began to impact the area, totaled $561. Add in my hotel fees in Denver of $618.

Running total: $1,561

I flew back to Atlanta Sunday morning. We had originally planned to drive back to Charleston that afternoon, but word from our neighbor (who had decided to brave the storm) was that power was out throughout the neighborhood – and there were downed tree limbs on most major roads. And a quick check of road conditions with the South Carolina Department of Transportation showed Interstate 26 (the primary route back to the city) was packed. (The average drive from Columbia, S.C. to Charleston - normally a 1.5 hour commute - was at or above 4 hours.)

We opted to stay in Atlanta another night.

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Monday morning was a repeat of the previous Wednesday. We woke up obscenely early and made our way back to Charleston, largely successful in our goal of avoiding gridlock. (Gas and food charges: $65)

Running total: $1,626

Unfortunately, the power was still out when we got home – so we rolled out the generator to get some lights running in the house and charge our electronics as we began clean up.

Fortunately, the house survived without any significant damage. But because the power was out for so long, one of the first jobs was tossing out all of the food in our refrigerator and freezers. We have multiple refrigerators, and all were well stocked, so let’s conservatively put the estimate of those losses at $1,000. (That number could be higher if some of the high-end beers I keep in one of the fridges in the garage go skunky due to substantial temperature fluctuations, but it’s too soon to determine if that has occurred.)

Running total: $2,626

With no power (and the grill locked in the garage and inaccessible), we chose to eat out for lunch and dinner, adding another $74 to expenses. A trip to get some cleaning supplies added another $15 to the list.

Read Next: 12 Things Insurance Might Not Cover After Hurricane Matthew

Evacuation total cost, so far: $2,715

Fortunately, since our house was largely spared from storm damage (and the power has come back on since I started writing this story), that’s unlikely to go much higher.

Some friends and neighbors have higher totals, though, as they had to rush out and buy generators (ranging anywhere from $299 to $650). Others didn’t have family nearby and ran up hotel bills well in excess of $800, with food, gas and other costs adding hundred, if not thousands, of dollars more to that total. (Some of those also came home to minor flood or wind damage, which will bump their overall costs up even further.)

In both my own case and those of my neighbors, the direct impact of Hurricane Matthew on our bank accounts may fall short of the numbers being discussed on national newscasts, but it’s still a bite that’s going to sting for some time.

Chris Morris is a freelance writer based in Charleston, S.C.