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Personal finance from around the Web:

  • "Sorry" could indeed be the hardest word, but today chief execs from Goldman, JPMorgan Chase, Morgan Stanley and Bank of America will get a taste of humility at a Financial Crisis Inquiry Commission hearing on Capitol Hill. [The New York Times]
  • Would you like some tax with that Twinkie? Legislators in New York and elsewhere are considering a junk food tariff to combat obesity. [WalletPop]
  • Dumpster diving might not be part of your plan for economizing in the new year, but this Brit tried her hand at "living a life without money." She liked it so much that she's sticking with it. [The Guardian]
  • Clearing up on clearance isn't giving retail stocks a boost in the weeks after the holiday season: Two-thirds of shoppers say they were only looking for sale items. [MarketWatch]
  • Does the mere the thought of preparing your own taxes make your palms sweat? You're not alone. Even IRS commissioner Douglas Shulman admits to passing the buck (skip to 10:24 and 26:01 in the interview). [C-SPAN]

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