---
title: 'Online chat: What's wrong with the 401(k)?'
description: Who profits more from your 401(k) — you or Wall Street? That's the question posed by the the PBS Frontline documentary The Retirement Gamble, which…
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![Online chat: What's wrong with the 401(k)?](https://money.com/img/logo-social.png)

Who profits more from your 401(k) — you or Wall Street?

That's the question posed by the the PBS Frontline documentary *The Retirement Gamble*, which premiered Tuesday night at 10 pm (and is viewable below). Calling retirement "the other financial crisis" — just 14% of Americans are very confident they’ll be able to live comfortably once they stop working, and 17% believe they’ll never retire at all — the documentary explores the threats to 401(k) accounts, the cornerstone of many workers' retirement plans.

\[cnnmoney-iframe src="http://money.cnn.com/.element/ssi/stories/6.0/pbs-frontline-video.html" id=moneyiframe1 w=620 h=365\]

Today, Wednesday, at 2 pm eastern time, you can join in a live online chat to discuss the issues raised by the investigation. Answering your questions will be Frontline correspondent Martin Smith, co-producer Marcela Gaviria, Money editor-at-large Penelope Wang, and policy analyst Robert Hiltonsmith, who was featured in the documentary.

Got a question for the live chat? Submit it below. And come back at 2 pm eastern, when the conversation begins.

\[cnnmoney-iframe src="http://money.cnn.com/.element/ssi/stories/6.0/pbs-frontline-iframe.html" id=moneyiframe2 w=614 h=570\]

**[Find Money on Facebook](http://facebook.com/MoneyMagazine "Money page on Facebook"). [Follow Money on Twitter](http://twitter.com/money "@Money").**

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