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By Julia Glum
Updated: August 26, 2020 2:30 PM ET
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Politicos may have moved on to praising the calamari guy from the Democratic roll call and scrutinizing Melania Trump’s outfit from the Republican National Convention, but millions of Americans are still struggling to make ends meet. Forget the idealistic speeches in front of giant flags — people want to know when they can expect a second stimulus check.

So, with no updates from Congress and reduced weekly unemployment bonuses, some local governments are taking matters into their own hands. In Florida, for example, Seminole County is giving out $7 million in individual grants.

The county started accepting applications Wednesday, August 26, from people whose income has been negatively impacted by the coronavirus pandemic. Seminole County residents can receive as much as $5,000.

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How to Apply for Financial Relief in Florida

Although the funding comes from the CARES Act, the Seminole County grants are not technically a second stimulus check. The money must be used for rent, mortgage payments, utility bills, food or basic needs. As such, the funds will be paid directly to applicants’ landlords and utility companies. (Food and basic needs funds are the exception — in those cases, the county will provide $200 in gift cards.)

Eligibility is also limited. Applicants must be:

  • at least 18 years old
  • a U.S. citizen or permanent legal resident
  • living and paying rent (or a mortgage) in Seminole County
  • experiencing loss of income due to the pandemic

They’ll need to provide a Florida driver’s license or ID card as well as a lease, mortgage agreement or utility bill (depending on what they need the funds for). Applicants will also be required to send in pay stubs, a job loss letter or other documentation that proves they were laid off, furloughed or saw wages reduced due to the pandemic.

If that’s you, submit your application here.

Other Places Giving out a Second Stimulus Check

Seminole County isn’t the only location giving direct assistance to people in need.

In the state of Oregon, participating banks and credit unions began giving out $500 checks to residents suffering financial hardship last week. State officials had said they planned to distribute 70,000 payments on a first-come, first-served basis.

Apparently they did. As of Wednesday, the webpage for Oregon’s emergency relief check program showed a message saying it had ended. “ALL funds are obligated and we are no longer accepting NEW applications through walk-in or NEW appointments,” it read, adding that people who already had appointments should keep them.

There’s a mini-trend emerging. Back in April, the mayor of Jacksonville, Florida, announced that residents could get $1,000 stimulus checks if they made less than $75,000 a year and had lost at least a quarter of their income to the pandemic. Also in Florida, Orange County gave out one-time stimulus payments of $1,000 in June.

Still, some officials are hitting roadblocks. Commissioners in Montgomery County, Texas, had approved a proposal to give a $500 stimulus check to every resident. But this week, Commissioner James Noack announced the plan was scrapped “given the lack of commitment” by the U.S. Department of the Treasury to confirm the cash “would not be subject to a claw back” from the federal government.

Unfortunately, if you haven’t heard anything from your city/county/state about economic relief, you may be out of luck for now. But you can still contact community organizations, seek out rent assistance and visit food banks if you need immediate help. That advice applies no matter where you are.

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Advertiser Disclosure

The purpose of this disclosure is to explain how we make money without charging you for our content.

Our mission is to help people at any stage of life make smart financial decisions through research, reporting, reviews, recommendations, and tools.

Earning your trust is essential to our success, and we believe transparency is critical to creating that trust. To that end, you should know that many or all of the companies featured here are partners who advertise with us.

Our content is free because our partners pay us a referral fee if you click on links or call any of the phone numbers on our site. If you choose to interact with the content on our site, we will likely receive compensation. If you don't, we will not be compensated. Ultimately the choice is yours.

Opinions are our own and our editors and staff writers are instructed to maintain editorial integrity, but compensation along with in-depth research will determine where, how, and in what order they appear on the page.

To find out more about our editorial process and how we make money, click here.

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