Q: I am 61 and retiring in the near future. I have a pension plan and my company offers a partial lump sum that would reduce my pension annuity by 25%. I have a substantial...

Q: Do required minimum distributions from an IRA have to be in cash? Or can I transfer a stock valued for that amount on that day to a taxable account — and therefore not have...

Q: I need a new phone and I would like to get another iPhone but my last one kept running out of space, so I could never take photos. What are my options? A: This...

Q: With the current state of the stock market, should I be putting more 401(k) money into stocks, bonds, or short-term assets? I have lost $7,000 this year alone and I don't want this trend...

Q: I'm retired and have $1,000 to $3,000 left over each month in income. I have a pension, Social Security, and a lifetime annuity from investments. I put $1,000 per month into a personal annuity,...

Q: I am in the process of building an emergency fund. With saving rates at banks so low, where should I place this money but still have access to it if an emergency arises?" —Stephen...