Q: I know I have to use my flexible spending account money on health care expenses before the end of the year, or I'll lose it. But where does my unused money go? Who gets...

Q: My wife and I are both 54, and we would like to do a reverse mortgage when we’re 62 to help fund our retirement. We do not have any children and there isn’t anyone...

Q: In 1999, I invested $10,000 in a mutual fund. Capital gains and dividends over the years amounted to $41,000, all of which I reinvested. If I were to sell all my shares today, I...

Q: I pay off my credit card in full every month, but when I checked my credit score it said my balance is too high. I don’t get it. Am I being penalized for paying...

Q: I am 50, have $400,000 dollars saved, and have nearly paid off my home. With a disability, I don’t think I can work more than a part-time job. Am I able to retire off...

Q. My husband turned 66 in November, and I will turn 66 next October. We still have mortgage and student loan debt, and we’re continuing to work, though we would like to cut back. My...