Workers often think signing up for their 401(k) is all they need to do. But millions fail to enroll right away or raise their contributions, and they'll pay a heavy price.

Spousal benefits are a crucial Social Security option for millions of couples. But getting extra, and in some cases “free,” spousal benefits is not possible for couples that run afoul of the agency’s tricky “deeming” rules.

Q: Should I use my 401(k) for a down payment on a house? A: Let’s start with the obvious. It’s rarely a good idea to borrow from your retirement plan. One major drawback is that...

A 401(k) employer match is so valuable that many workers would be willing to lower their pay to get a bigger one, a survey finds.

For Millennials and Gen X-ers, it all depends on whether we can rein in spending after we stop working.

These time-tested moves can help you achieve a retirement that meets your financial goals and is emotionally satisfying too.