Many companies featured on Money advertise with us. Opinions are our own, but compensation and
in-depth research may determine where and how companies appear. Learn more about how we make money.

U.S. Vice President Joe Biden and Speaker of the House John Boehner watch as U.S. President Barack Obama delivers his State of the Union address to a joint session of the U.S. Congress on Capitol Hill in Washington on Jan. 20, 2015.
President Barack Obama delivers his State of the Union address to a joint session of the U.S. Congress on Capitol Hill in Washington on Jan. 20, 2015.
Larry Downing—Reuters