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The ABCs of Taking RMDs From Your IRA

Q: Do required minimum distributions from an IRA have to be in cash? Or can...
Q: Do required minimum distributions from an IRA have to be in cash? Or can I transfer a stock valued for that amount on that day to a taxable account — and therefore not have...

I Always Run Out of Storage Space for Photos. What Should I Do?

Q: I need a new phone and I would like to get another iPhone but my last on...
Q: I need a new phone and I would like to get another iPhone but my last one kept running out of space, so I could never take photos. What are my options? A: This...

Don't Let Stock Market Scares Dictate Your Strategy

Q: With the current state of the stock market, should I be putting more 401...
Q: With the current state of the stock market, should I be putting more 401(k) money into stocks, bonds, or short-term assets? I have lost $7,000 this year alone and I don't want this trend...

What to Do With Excess Retirement Income

Q: I'm retired and have $1,000 to $3,000 left over each month in income. I ...
Q: I'm retired and have $1,000 to $3,000 left over each month in income. I have a pension, Social Security, and a lifetime annuity from investments. I put $1,000 per month into a personal annuity,...

Best Place to Stash Your Emergency Money

Q: I am in the process of building an emergency fund. With saving rates at ...
Q: I am in the process of building an emergency fund. With saving rates at banks so low, where should I place this money but still have access to it if an emergency arises?" —Stephen...

Which Account Is Best for Retirement Savings?

Q: Which is better for a 45-year-old: a 403(b) retirement account or a Roth...
Q: Which is better for a 45-year-old: a 403(b) retirement account or a Roth IRA? — Marie A: You might think about doing a little bit of both, say Gretchen Cliburn, a certified financial planner...

Can I Avoid the 50% Medicare Premium Hike Next Year?

Q. I recently filed and suspended at my 66th birthday (my full retirement a...
Q. I recently filed and suspended at my 66th birthday (my full retirement age). I am receiving no Social Security payments at this time. I pay for Medicare Part B via a quarterly check of...

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