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Why Does Paying My Credit Card In Full Hurt My Credit?

Q: I pay off my credit card in full every month, but when I checked my cred...
Q: I pay off my credit card in full every month, but when I checked my credit score it said my balance is too high. I don’t get it. Am I being penalized for paying...

How to Tell If You Can Retire on Your Savings

Q: I am 50, have $400,000 dollars saved, and have nearly paid off my home. ...
Q: I am 50, have $400,000 dollars saved, and have nearly paid off my home. With a disability, I don’t think I can work more than a part-time job. Am I able to retire off...

How Couples Can Maximize Social Security Income Under the New Law

Q. My husband turned 66 in November, and I will turn 66 next October. We st...
Q. My husband turned 66 in November, and I will turn 66 next October. We still have mortgage and student loan debt, and we’re continuing to work, though we would like to cut back. My...

Should I Get My 70-Something Mom a Chromebook for Christmas? (And If so, Which One?)

Q: Hi! How are you? I’m looking for a good Chromebook for my mother, who is...
Q: Hi! How are you? I’m looking for a good Chromebook for my mother, who is in her seventies. We tried a bunch at Best Buy the other day and she didn’t like the really...

Can My Kid Open a Roth IRA?

Q: My son is 15 years old. Is he qualified to invest in a traditional IRA o...
Q: My son is 15 years old. Is he qualified to invest in a traditional IRA or a Roth? — Dario A: As long as he has earned income, your son is indeed qualified to...

How Much Do Resume Gaps Matter?

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Q: Will employers be understanding that I may have a month gap in employment due to the fact that I moved across the country for my husband’s job? My husband and I are moving in...

Should I Choose a Partial Lump Sum or Higher Monthly Pension Payments?

Q: I am 61 and retiring in the near future. I have a pension plan and my co...
Q: I am 61 and retiring in the near future. I have a pension plan and my company offers a partial lump sum that would reduce my pension annuity by 25%. I have a substantial...

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