Q: We have a 401(k) retirement account and would like to begin withdrawing money so that our RMDs are smaller at age 70 ½. My wife is 61 and I am only 58 years old....

Q: I received a non-taxable life insurance policy valued at $80,000 and want to share it with another sibling. Will my sibling have to pay taxes on the money?—Jeanne, Indiana A: Your situation raises a...

Q: I am inheriting farmland in Illinois and getting around $1 million after taxes. I retired at 61 ½ at the end of 2016 and am researching where to invest. My current bank is paying...

Q: My aunt purchased a savings bond for me. I have no idea where the physical bond is. Is there any way to get a replacement?—Crystal, McHenry, Ill. A: You're not alone in losing a...

Q.: My employer automatically enrolled me in the company 401(k) retirement plan and put 100% of my money into a target-date fund. Is this safe? What exactly is it? A.: Not to worry. These days...

Q: I've got a new boss and want to get off on the right foot. What should I do to build a great working relationship? A: The new year is when a lot of companies...