Q: I want to invest $5,000 for my 35-year-old daughter, as I want to get her on the path to financial security. Should the money be placed into a guaranteed interest rate annuity? Or should...

Q: “What happens to the money in a health savings account when the account owner dies?”–James McKay A: It's up to you to decide. But let's back up a step: A health savings account offers...

Q: I’m sick of candles, flashlights, and spoiled food. How much do I need to spend for a generator that will keep the power on no matter what Mother Nature throws at us this winter?...

Q: I am 66 and my partner is 63. We are thinking of getting married. How long must we be married for her to be eligible for spousal benefits based on my earnings? Neither of...

Q: I’ve heard that there are bond ETF's that hold securities that mature on the same date. Can they be used to create a bond ladder? A: Bond ladders are a time-tested tool for investors...

Q: My company froze our pensions last year. I am 53. Can I take the money out and invest it myself? – Tim Shields, New York A: You’re in the same boat as many private...